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Elevate your income protection insurance experience

Take your insurance one step further with Elevate: a curated selection of complimentary services available to all new and renewing William Russell income protection insurance members, designed to support your well-being and safety—wherever you are in the world.

The information on this page refers to insurance policies starting on or after 1st January 2026. If you live in the UAE, please check out our information on telehealth services in the UAE.

Elevate from William RussellElevate complementary services platforms

At William Russell, we’re taking your insurance one step further.

Our international income protection insurance policies now include Elevate, a curated selection of complimentary services offering total support for your well-being and safety.

Elevate gives members access to services like travel security assistance and digital well-being support.

With Elevate, your insurance does more than cover you when things go wrong—it helps you live a healthier, happier, safer life when you’re living or working abroad.

Key takeaways

  • Elevate your Well-being: Build a happier, healthier, more resilient lifestyle and access exclusive discounts and prizes by hitting your health targets.
  • Elevate your Safety: Stay one step ahead of global threats with our travel safety app that provides real-time alerts and practical guidance.

Elevate is available from 01 January 2026 for all new protection insurance policies and from renewal date for existing members.

What is Elevate?

Elevate is a curated selection of complimentary services included without charge on all William Russell insurance policies.

Elevate makes it easy for you and your family to look after your well-being and safety, anywhere in the world. Combining digital platforms from our trusted partners, Elevate helps you thrive.

Elevate travels with you through intuitive apps and online platforms, making it easier than ever to look after your well-being and safety. With everything managed from your fingertips, you can access the services you need anytime, anywhere in the world.

Elevate ensures you’re up-to-date with the latest news, information and helpful content to make the most of your life abroad. Benefit from the latest well-being advice and stay aware of travel alerts and security risks, wherever you go.

Elevate adds to your lifestyle with a collection of services you won’t find together anywhere else. With Elevate, you can live the life abroad you’ve always dreamed of, confident that your well-being and safety are taken care of.

Elevate your experience

What if your insurance policy could be there for you all the time, not just when you need to make a claim?

At William Russell, we believe expat insurance should do more than just protect you. It should help you to live your life to the fullest. That’s why we’ve designed our policies to go one step further, so you can look after your well-being and safety no matter where you go.

We’re taking your insurance to the next level with Elevate.

Elevate makes it easier than ever to look after your well-being. Set yourself well-being targets and stay motivated with access to exclusive discounts and prizes that reward your commitment.

Wherever you go, go with peace of mind. Stay one step ahead with access to a global intelligence network at your fingertips – featuring round-the-clock monitoring and alerts delivered to your phone.

At William Russell, we’ve always believed expat insurance should do more than just provide cover when something goes wrong. With Elevate, we’re giving our members the tools to live healthier, happier and safer lives abroad – helping them achieve the expat lifestyle they’ve always dreamed of, anywhere in the world.
Inez Cooper
Founder and Managing Director
What happens when your best-made plans break down?
Read our full guide to international income protection insurance

How does Elevate work?

When you become a William Russell member, you’ll have access to our complimentary suite of services: Elevate.

Elevate Well-being and Safety services are available to health, life and income protection policy holders. Elevate Health and Mind services are only available to health insurance members.

Health members

Life & income protection members

Health
Mind
Well-being
Safety

Elevate your well-being Elevate your well-being

with TELUS Health Engage

Prioritise your well-being, wherever you go

Life abroad is full of challenges. TELUS Health Engage helps you build a happier, healthier, more resilient lifestyle. You can find all the well-being support you need in one place and manage your lifestyle like never before. With gamified challenges, daily incentives and access to exclusive discounts and prizes to keep you on track, you’ll be living a more mindful life in no time.

Elevate your safety Elevate your safety

with Solace Secure

Stay informed, safe, and one step ahead

As an expat, you must be prepared for the unexpected. Solace Secure helps you to stay one step ahead of global threats. Backed by a global intelligence network, Solace Secure includes country intelligence to help you to plan your trips abroad, and round-the-clock monitoring and alerts to keep you informed of any potential threats such as natural disasters to terrorism—helping to protect your family’s safety and security all over the world.

Income protection may seem like an unnecessary expense
We look at how it works and why this type of cover is worthwhile

How does Elevate benefit you?

Elevate your world

Living abroad is a life-changing and enriching experience. But for many people, moving to a foreign country comes with stress and anxiety.

That’s why William Russell is here. We want to give you the confidence to make the most of your new life overseas. To live fearlessly and free.

With Elevate, our expat insurance policies now support your life in more ways than ever. Because we believe your expat insurance should be there for you all year round—not just when it’s time to make a claim.

It’s all part of our mission to offer the world’s best international insurance.

How to access Elevate services

Take your insurance one step further with Elevate. When you become a member, you and anyone eligible on your policy, will have access to the Elevate services available.

William Russell brand icon showing a black outline of a gear on a pink background

Step 1

Become a member

Take out any international insurance policy with William Russell and you’ll have access to our complimentary services.

William Russell brand icon showing a black outline of a medical cards on a pink background

Step 2

Get registered

When your policy begins, you’ll receive details on how to register for each platform and instructions on what you need to do to download the apps and set up your accounts.

William Russell brand icon showing a black outline of a chat bubbles on a pink background

Step 3

You’re in control

Manage your well-being and safety like never before with Elevate.

Have you considered international life insurance?
Discover more about international life insurance with William Russell
Need help?

Get in touch with us

The quickest way to reach us is by email.

Is there anything else I need to know?

Here are some of the most commonly asked questions about our Elevate services. If you can’t find what you’re looking for here, or would like to speak to our award-winning customer service team, please call us on +44 1276 486 477.

No, TELUS Health Engage and Solace Secure are provided free of charge to William Russell members through our Elevate package for the duration of your policy.

Elevate Well-being services from TELUS Health Engage and Elevate Safety from Solace Secure are available to all William Russell policyholders, regardless of whether you hold a health, life or income protection policy.

Elevate services also include Elevate Health (My Global Doctor) and Elevate Mind (from TELUS Health Engage). These services are only available to policyholders and eligible dependants covered on a William Russell health insurance policy.

Learn more about our international health insurance

Elevate Well-being – TELUS Health Engage is provided by Telus Communications, Inc.

Elevate Safety – Solace Secure is provided by Solace Global Ltd.

No. TELUS Health Engage and Solace Secure are only available to William Russell policyholders through Elevate and are not sold separately.

No. Elevate services are complimentary and entirely optional.

They’re included to support your well-being and safety while living or working abroad, with a focus on preventative care and everyday support.

You’re not required to download or use any of the apps, and your insurance cover is not affected if you choose not to engage with them.

Terms and conditions and fair usage apply to all Elevate services.

Wherever you go, go with total peace of mind

At William Russell, we have over 30 years’ experience of providing income protection insurance exclusively for expats like you. Become a member today to enjoy total peace of mind that you and your family will have financial support if an illness or injury prevents you from working while you’re living abroad.

Profile picture of Joe Holden

Joe Holden
Global Relationship Manager

If you’re ready to see prices for income protection insurance, click on ‘Get a Quote’ below to head on over to our online quote tool.

We’ll ask you a few details (your age, your location), and then we’ll show you prices—it only takes a few minutes!

A couple of days after you’ve received you quote, Joe will email or call you to find out how we can help you further. Joe won’t bug you, and you can opt out at any time.

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We were one of the first insurance providers to cover people living abroad, and we’ve earned a reputation for our wonderful customer service.

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Trial your policy for 30 days

If you’re not happy with your income protection insurance policy or the service we provide, and you haven’t yet made a claim, then we’ll refund the premium you’ve paid—no questions asked.

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