Our health plans are designed around expats. We work with medical providers across the globe and offer different levels of cover, allowing you to choose treatment options to suit an international lifestyle.
Our story
Founded by Inez and James Cooper in 1992, William Russell has grown over the last 25 years from a family-run business to a leading supplier of international life, health and income cover, and we now have customers like you in more than 160 countries worldwide. We offer a range of plans that you can take with you as you move, renewing easily each year.
William Russell is your partner for international insurance
Our customers trust us to deliver straightforward and affordable plans that cover their health, life, and income, wherever they are. Plans that mean you’ll never have to let the unexpected stop you from following your dream. You likely already know that the expat journey follows the road less taken; but it’s a path you need not take alone.

Our story
Founded by Inez and James Cooper in 1992, William Russell has grown over the last 25 years from a family-run business to a leading supplier of international life, health and income cover, and we now have customers like you in more than 160 countries worldwide. We offer a range of plans that you can take with you as you move, renewing easily each year.
Our plans
Our health, life and income protection plans are underwritten by AWP Health & Life SA, an Allianz group company registered in France, and our travel cover and personal accident plans are underwritten by Griffin Underwriting Limited. With a William Russell policy in place, wherever you are in the world, you are backed by an established provider.
Our service
What sets us apart is our personal touch. We believe in named advisers not impersonal call centres, and straight, honest communication rather than pages of small print. We are a boutique insurance provider, fully independent, and free from the demands of shareholders or investors. Our only obligation is to you.
That’s the William Russell difference.
Health insurance
Life insurance
Getting the right amount of cover can be difficult in many countries, especially if you are not a permanent resident or naturalised citizen and you can also renew annually without fuss.
Income protection
Financial security matters, regardless of where you’re living. With our income protection plan, you can receive a regular income benefit if you become unable to work due to an illness or injury. This way, you can protect the lifestyle of your family.