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William Russell

Expat insurance in
Dubai since 1992

By putting our members at the heart of everything we do, we’re building an expat insurance experience that’s both personal and fair. That’s why we’re the partner of choice for people living & working in Dubai and the UAE.

Our plans in the UAE

We provide insurance plans for people living and working in Dubai and across the UAE. We cover expats, individuals, professionals, families, remote workers, digital nomads, frequent travellers, startups, small and medium-sized businesses, large corporates, charities, and governmental organisations.

Based on 1511 member reviews

Expat Health Insurance

Starting from

AED 12k /month1

Access to the best hospitals and doctors in the UAE. Our plans come with hospital treatment, cancer treatment and emergency medical evacuation as standard.

Expat Life Insurance

Starting from

US$ 39 /month2

Insure your life up to US$2m while you’re living in the UAE. Our plans provide international cover, with early payment for terminal illness diagnoses and the option for accident cover.

Expat Income Protection

Starting from

US$ 80 /month3

Secure a replacement income if injury or illness prevents you from working while you’re living in the UAE. You decide the amount of cover that is right for you. Plus, you’ll get our trademark service.

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What our members are saying

People around the world have relied on us for their health and financial security since 1992. From emergency medical evacuations to replacement incomes, we’re the original partner for expats.

Hands down the best International Health Insurance on the market. Fair premiums, amazing customer service and the fastest claim handling. Would recommend to any expat looking for insurance.

Member with William Russell
June, 2021

I have used William Russell for my overseas medical insurance on and off for about 6 years and always found the staff to be very friendly, helpful, and always quick with any response.

Martin Clark, Member
November, 2020

Service and attention to detail has always been 1st class. During my illness in early 2020 nothing was too difficult and was always handled with due care and attention to detail.

Graham Allen, Member
November, 2020

Couldn’t be happier with the service and support I got from William Russell. They made my application for Insurance a breeze and nothing was too much trouble.

Member with William Russell
May, 2021

Get a quick health quote

Our expat health insurance plans start only from US$98 per member per month.1 You can get a quick quote online in under 60 seconds, and we can have your insurance plan active within 48 hours.


Who we cover

We provide international insurance to people of all nationalities living and working in Dubai. We cover expat professionals, remote workers, and expat families. We also cover expat employees of international businesses.


Professionals, remote workers, high-net-worth individuals, students, and frequent travellers for work or leisure.

Learn more William Russell Expat insurance plans Dubai - Individuals


Expat couples planning a family or expats families with children already.

Learn more William Russell Expat insurance plans Dubai - Families


Startups, SMEs, large corporates, charities, schools, governmental organisations, overseas branches.

Learn more William Russell Expat insurance plans Dubai - Businesses

We’re discounting our health plans for individuals

We’re giving a 16% lifetime discount when you purchase a new health insurance plan commencing on or before 31 May 2024.

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Why choose
William Russell

We’re a little different to other expat insurance providers. When you call us, you always speak to someone at William Russell. We have more staff per member than anyone else.4 And we’re independently owned and run: we don’t answer to shareholders, investors or private equity firms.


If you’re not completely satisfied with your insurance plan, we’ll refund you in full if you cancel within 30 days.


Use our smartphone app to submit claims online and check the status of your claim.

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When you buy a plan with us, you’re insured with one of the oldest and most respected insurance companies in the UAE.


We take your personal data very seriously. Our systems and practices have ISO 27001 certification and we’re GDPR compliant.


Speak to a doctor through our smartphone app from anywhere in the world.


1. For a 25-year-old living in Dubai, purchasing a Silver plan with a 20% co-insurance and paying annually (annual premium AED12,006.99). 2. For a 25-year-old living in Dubai, purchasing a life benefit of US$500,000. 3. For a 25-year-old living in Dubai, purchasing an income benefit of US$50,000 with a 6-month deferment period. 4. Based on LinkedIn data, February 2021.