Life Insurance For Life Abroad

International life insurance for expats, families, international citizens, remote workers & frequent travellers.
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Your Lifestyle Is Precious. Protect it Wherever You Go.

International income protection for expats, families, international citizens, remote workers & frequent travellers.
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Be the Boss who Keeps their Staff Healthy

International employee benefits for SMEs, large corporations, overseas branches & startups.
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International Health Insurance for People Living & Working Abroad

We’re a health insurance provider taking a different approach to insurance. By putting our members at the heart of everything we do, we’re building a healthcare experience that’s both personal and fair. Our plans put you in charge of your health, with cover for the latest medical treatments, freedom to access private healthcare internationally & our trademark personal service. That’s why we’re the healthcare partner for people living & working abroad.

We believe in people

We’ve built our reputation on personal support when you need it most. To us, you’re a valued customer, not a potential claimant or policy number. We believe in named advisers not impersonal call centres, and straight, honest communication.

Here to help you out, not catch you out

By specialising in international medical insurance, we are able to offer competitive rates on our global insurance cover, without sacrificing quality. We are proud of our reputation for fair historic pricing and we focus on bringing great expat cover to our customers across the world.

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Health Insurance

Our health plans are designed around expats. We work with medical providers across the globe and offer different levels of cover, allowing you to choose treatment options to suit an international lifestyle.

Health Plans
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Life insurance

Getting the right amount of cover can be difficult in many countries, especially if you are not a permanent resident or naturalised citizen and you can also renew annually without fuss.

Life plans
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Income protection

Financial security matters, regardless of where you’re living. With our income protection plan, you can receive a regular income benefit if you become unable to work due to an illness or injury. This way, you can protect the lifestyle of your family.

Income protection

Insight & articles for expats

There are many things to consider when living and working abroad. Here we share some of the insights, advice, tips and real-life stories we’ve gathered through 25 years of serving expats in over 160 countries worldwide.

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How Our Health Plans Are Changing for 2021

Headline changes include merging BronzeLite with Bronze, a low average inflationary premium increase for new customers, improvements to our cancer benefits on Gold & more flexibility with local nationals.

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Finding the Right Work-Life Balance When Working from Home

A proper work-life balance is always important, but it’s especially vital if you work from home. To coincide with National Work Life Week, we take a look at how workers at home and abroad can keep everything in harmony.

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Helping You to Understand COVID-19 and How We’re Protecting our Members and Staff

Well-being of our members and staff is most important to us. This post has FAQs on how we’re dealing with COVID-19.

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Top 10 Reasons to Become an Expat

Moving abroad can be a tough choice. Coronavirus has changed the world and opened up new possibilities for living and remote working. We’ve put together 10 reasons why you should consider becoming an expat and moving abroad.

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We appreciate that sometimes it’s easier to talk things through in person. But life can be busy, so why not let a member of our dedicated team call you back at a time that suits you?

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+44 1276 486477
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Customers in over 160 countries have relied on us since 1992. How can we help you?

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