Why William Russell?

We’re here to help you out, not catch you out

We’ve built our reputation over the last quarter of a century on personal support when you need it, and clear communication. To us, you’re a customer, not a potential claimant or policy number. We’re big enough not to hide in small print.

The destination for international citizens

We are a leading independent provider of international health, life & income protection insurance. Since 1992, we have specialised in providing protection for our customers all over the world and with customers in over 160 countries, we really do understand your needs.

Steady support in changing world

By specialising in this sector, we are able to offer competitive rates without sacrificing quality. We are proud of our reputation for fair historic pricing. You’ll find us affordable, flexible and able to renew your cover, no matter where life takes you.

Beating cancer shouldn’t mean fighting paperwork

We pride ourselves on our comprehensive cover for cancer treatment, with minimal paperwork, fast response, and a US $5,000 cash benefit on certain plans.

Life & Income protection

Our affordable cover gives you the peace of mind that your family will be taken care of by an experienced, trusted provider. Find out more

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What do our customers say about us?



It’s easier to buy international health insurance when you’re informed. At William Russell, we want to make sure you have all of the information available when you’re making decisions and we see real reviews from real customers as one way of demonstrating our belief that our service is second to none.

We believe reviews are beneficial for us, whether they are positive or negative as they enable us to continuously monitor our performance.

Health insurance

Getting adequate health cover overseas, especially if you are moving around, can be a headache. But the cost of not being sufficiently covered if you or your family require treatment can be astronomical.

We provide a range of plans to suit all circumstances. You can choose a plan that provides cover for short-term or intermittent emergencies. Alternatively, choose a plan that provides more comprehensive worldwide cover with higher limits.

Whatever your level of cover, we will take care of the cost of a claim as quickly as possible.


Life & income protection

Your family’s financial security matters, regardless of where you’re living. You need to know they would be taken care of, should you suffer a serious accident or even death. But getting the right amount of cover can be difficult in many countries, especially if you are not a permanent resident or naturalised citizen.

You can choose a plan that matches your requirements, contact us or one of our agents to arrange cover. You can then renew annually without difficulty – no strings, no small print.


Tips for international living

Airlifted from Mauritius

In April 2016, an expat family in Mauritius faced every parent’s worst nightmare when a bad headache soon proved to be a lot more sinister for their daughter.


Five tips for driving safely in Thailand

Thailand can be a wonderful place to live, with good infrastructure, modern comforts and some of the most beautiful sites in Southeast Asia. However, it sorely lacks in one area: road safety.


Global health insurance versus local insurance

When moving abroad, it can be vital for people to have a health insurance plan, so it’s essential that expats understand the process and can compare the benefits of each plan.


The ultimate Hong Kong sports diary

There’s a vibrant sports scene in Hong Kong for participant and spectator alike, from professional events enticing the world’s top athletes to those open to beginners and amateurs.