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Global protection for international living

William Russell is a leading independent provider of international life, health and income protection cover. Since 1992, we have specialised in providing protection for expats all over the world – and with customers in over 180 countries, we really do understand your needs. Big enough to provide world-class protection, but still small enough to care. That’s the William Russell difference.

The destination for international citizens

We’ve built our reputation over the last quarter of a century on personal support when you need it most. To us, you’re a valued customer, not a potential claimant or policy number. We believe in named advisers not impersonal call centres, and straight, honest communication.

Here to help you out, not catch you out

By specialising in international medical insurance, we are able to offer competitive rates on our global insurance cover, without sacrificing quality. We are proud of our reputation for fair historic pricing and we focus on bringing great expat cover to our customers across the world.

Read our story

Health Insurance

Our health plans are designed around expats. We work with medical providers across the globe and offer different levels of cover, allowing you to choose treatment options to suit an international lifestyle.

Health Plans

Life insurance

Getting the right amount of cover can be difficult in many countries, especially if you are not a permanent resident or naturalised citizen and you can also renew annually without fuss.

Life plans

Income protection

Financial security matters, regardless of where you’re living. With our income protection plan, you can receive a regular income benefit if you become unable to work due to an illness or injury. This way, you can protect the lifestyle of your family.

Income protection

Insight & articles for expats

There are many things to consider when living and working abroad. Here we share some of the insights, advice, tips and real-life stories we’ve gathered through 25 years of serving expats in over 180 countries worldwide.

What is driving up the cost of global healthcare?

According to Willis Towers Watson’s 2017 Global Medical Trends Survey Report, the trend in average global medical investments went up 7.8% in 2017 and most countries expect it to continue to rise between 2.4 and 7.5% a year until 2020.

Take care of your family’s tomorrow, today

Help protect your family financially if something happens to you.

Ebola in Africa: what expats need to know

Dr Peter Salama, Executive Director of the World Health Organization (WHO) Health Emergencies Programme which coordinates outbreak responses, remarked that we have “learnt never, ever to underestimate the Ebola virus disease and we will be remaining vigilant.”

Tired all the time? How to get better sleep

Sleep deprivation is a key global issue that is having a particular impact in east Asian cities.

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Customers in over 180 countries have relied on us since 1992. How can we help you?

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