Annual benefit limit
US$1,500,000
Hospital accommodation
Semi-private room (option to upgrade to a private room)
Hospital treatment
Full cover
Parent accommodation
Full cover
Local ambulance
Full cover
Hospital cash benefit
Up to US$150 per night (maximum of 60 nights)
Advanced diagnostic tests
Full cover
Cancer treatment
Full cover
Cancer genome tests
Full cover
Cash benefit upon diagnosis of cancer1
No cover
Wigs
Lifetime limit of US$150
Counselling
Lifetime limit of US$500
Dietitian
Lifetime limit of US$100
ORGAN, BONE MARROW OR TISSUE TRANSPLANTS
Transplants and related treatment
Full cover
Donor costs (per transplant)
Up to US$25,000
Kidney dialysis
Full cover
Reconstructive surgery
Cover for in-patient, day-patient & post-hospital treatment only
CONGENITAL OR HEREDITARY CONDITIONS
Treatment for congenital and hereditary conditions
Up to US$50,000 for in-patient, day-patient & post-hospital treatment only
Lifetime limit for mental health treatment
US$50,000
In-patient & day-patient mental health treatment3
Up to 30 days
Out-patient mental health treatment3
Up to 10 consultations (in-patient, day-patient & post-hospital treatment only)
Out-patient mental health medication3
Up to US$500 for in-patient, day-patient & post-hospital treatment only, with a 20% co-insurance
HIV/AIDS treatment4
Up to US$5,000 for in-patient & day-patient only
Medical aids
Up to US$250 per medical condition
Prosthetic implants
Full cover
Prosthetic devices
Up to US$500 per device
Annual limit for out-patient treatment
No limit
Primary medical care
Post-hospital treatment only
Emergency ward treatment
Essential treatment following an accident
Complementary treatments
Up to 10 sessions (post-hospital treatment only)
Hormone replacement therapy
No cover
Traditional Chinese medicine
No cover
Physiotherapy
Up to US$1,000 (post-hospital treatment only)
Acute flare-ups
Cover for In-patient, day-patient & post-hospital treatment only
Monitoring & maintenance
No cover
Preventive health & well-being5
No cover
Vaccinations for adults
No cover
Well-child benefit5
No cover
In-patient treatment
Up to US$2,000
Medical services of a qualified nurse in your own home
Up to US$5,000 per medical condition
Lifetime limit for all lifetime care
US$25,000
Hospice & palliative care
Up to the lifetime limit for lifetime care
Artificial life maintenance
Up to the lifetime limit for lifetime care
Persistent vegetative state & neurological damage
Up to the lifetime limit for lifetime care
Emergency restorative treatment received as an in-patient
Full cover
Emergency restorative treatment received as an out-patient
No cover
Routine dental care (Dental Basic)5
No cover
Complex dental care (Dental Plus)6
No cover
Routine maternity care & routine care of newborns3
No cover
Complications of pregnancy3
Up to US$4,800
Childbirth necessitating an emergency surgical procedure3
No cover
Treatment for congenital conditions or hereditary conditions for newborn babies
No cover
24-hour medical assistance helpline
Full cover
Emergency medical evacuation (Medevac Basic)
Full cover
Return airfare
Full cover
Travel expenses of a companion
Full cover
Accommodation expenses of a companion
Up to US$75 per night
Compassionate home visit3
Lifetime limit of one claim
Repatriation of mortal remains
Full cover
Burial or cremation
Up to US$1,600
Accidental death benefit paid to your beneficiary
No cover
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