Expat health, life & income insurance

When you’re an expat, living abroad and travelling widely, life’s challenges can be magnified. A plan from William Russell gives you 360-degree protection, so you can face whatever the future brings with confidence. Whether it’s taking care of your burdensome medical bills, or paying you a replacement income if you become unable to work, we’ll be there for you when it matters.

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Employee benefits for international companies

A strong employee benefits package can help your business attract and retain high-calibre employees for your overseas operations. With 24 years of experience, nobody understands expat insurance for businesses quite like William Russell. Our health, life & income insurance plans will support your expatriate workforce and their families while they are living and working overseas.

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The William Russell difference

William Russell is the leading independent provider of expat health insurance, life insurance, and income protection insurance. Over the last twenty-four years we have developed a range of world-class insurance plans, each designed to provide protection for expatriate life and international living.

As a family-owned company, we are renowned for our fairness, honesty and outstanding personal service. We operate throughout the world, protecting expatriates and their families, international citizens, global corporations and SME businesses, and high-net-worth individuals.


Our plans offer rock-solid, worldwide protection for expats and international citizens. The plans are insured by the Allianz group, a Fortune 500 company and one of the world's largest insurers.


When it comes to claiming, we will always honour our plan agreements with our customers. You'll find our advisers sensitive and compassionate, and your personal claims experience will not affect your renewal premium.


We don’t have call-centres and we won’t frustrate you with a myriad of options when you call us. You’ll get straight through to one of our expat insurance professionals who will treat you with respect and care.


Our staff are trained insurance professionals, with knowledge of local markets and medical providers around the world. They provide the customer care you’d expect from a family-owned company.