Annual benefit limit
US$5,000,000
Hospital accommodation
Private room
Hospital treatment
Full cover
Parent accommodation
Full cover
Local ambulance
Full cover
Hospital cash benefit
Up to US$350 per night (maximum of 60 nights)
Advanced diagnostic tests
Full cover
Cancer treatment
Full cover
Cancer genome tests
Full cover
Cash benefit upon diagnosis of cancer1
US$5,0002
Wigs
Lifetime limit of US$250
Counselling
Lifetime limit of US$750
Dietitian
Lifetime limit of US$250
ORGAN, BONE MARROW OR TISSUE TRANSPLANTS
Transplants and related treatment
Full cover
Donor costs (per transplant)
Up to US$25,000
Kidney dialysis
Full cover
Reconstructive surgery
Full cover
CONGENITAL OR HEREDITARY CONDITIONS
Treatment for congenital and hereditary conditions
Up to US$100,000
Lifetime limit for mental health treatment
US$100,000
In-patient & day-patient mental health treatment3
Cover up to the lifetime limit for mental health treatment
Out-patient mental health treatment3
Up to 10 consultations
Out-patient mental health medication3
Up to US$500, with a 20% co-insurance
HIV/AIDS treatment4
Up to US$100,000
Medical aids
Up to US$1,000 per medical condition
Prosthetic implants
Full cover
Prosthetic devices
Up to US$1,500 per device
Annual limit for out-patient treatment
No limit
Primary medical care
Full cover
Emergency ward treatment
Full cover
Complementary treatments
Up to 15 sessions
Hormone replacement therapy
Up to 18 months from date of diagnosis
Traditional Chinese medicine
Up to US$50 per session (maximum of 20 sessions)
Acute flare-ups
Full cover
Monitoring & maintenance
Full cover
Preventive health & well-being5
Up to US$750 (option to extend cover to US$1,300)
Vaccinations for adults
Up to US$250
Well-child benefit5
Up to US$400
In-patient treatment
Up to US$6,000
Medical services of a qualified nurse in your own home
Up to US$15,000 per medical condition
Lifetime limit for all lifetime care
US$100,000
Hospice & palliative care
Up to the lifetime limit for lifetime care
Artificial life maintenance
Up to the lifetime limit for lifetime care
Persistent vegetative state & neurological damage
Up to the lifetime limit for lifetime care
Emergency restorative treatment received as an in-patient
Full cover
Emergency restorative treatment received as an out-patient
Up to US$1,000
Routine dental care (Dental Basic)5
Up to US$1,500
Complex dental care (Dental Plus)6
Option for cover up to US$2,000, with a 20% co-insurance
Routine maternity care & routine care of newborns3
Up to US$18,500 per pregnancy
Complications of pregnancy3
Full cover
Childbirth necessitating an emergency surgical procedure3
Full cover
Treatment for congenital conditions or hereditary conditions for newborn babies
Up to US$100,000 for in-patient or day-patient treatment received within the first 90 days after birth
24-hour medical assistance helpline
Full cover
Emergency medical evacuation (Medevac Basic)
Full cover
Return airfare
Full cover
Travel expenses of a companion
Full cover
Accommodation expenses of a companion
Up to US$250 per night
Compassionate home visit3
Lifetime limit of one claim
Repatriation of mortal remains
Full cover
Burial or cremation
Up to US$1,600
Accidental death benefit paid to your beneficiary
US$15,000
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