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We have two categories of countries where there is limited or no cover.

Health plans

We cannot provide health plans to people who are living in the USA, Iran, North Korea, Libya, South Suda, Syria, Switzerland or Yemen.

We cannot provide health plans where the policyholder is resident in Benin, Burkina Faso, Cameroon, Central African Republic, Comoros, Chad, Cote d’Ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea, Mali, Niger, Senegal or Togo. However, we can cover non-policyholder members who are resident in one of these countries, provided the policyholder is not also resident in one of these countries.

Life plans and income protection:

We cannot provide life or income protection plans to people who are living in Iran, North Korea, Libya, South Suda, Syria, Switzerland or Yemen.

We cannot provide life or income protection plans where the policyholder is based in Benin, Burkina Faso, Cameroon, Central African Republic, Comoros, Chad, Cote d’Ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea, Mali, Niger, Senega, Togo or the USA. However, we can cover employees who are resident in one of these countries, provided the employer is not also based in one of these countries

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