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Health plans
Applicants must be under the age of 70, but members can renew their plan for as long as they require – even if their health deteriorates.

Life plans
Applicants must be under the age of 70. Members can renew their plan until age 70, regardless of their state of health.

Income protection
Applicants must be under the age of 56. Members can renew their plan until age 65, regardless of their state of health.

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