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What is co-insurance?

A co-insurance is the amount you contribute toward your medical bills when you make a claim under certain benefits. Unlike an excess, a co-insurance is a percentage value (e.g., 20%). This means you pay for 20% of the medical bills. You pay the co-insurance in addition to the excess on your policy.

Not all benefits have a co-insurance. There’s list of benefits that do.

Benefit Co-insurance
Out-patient mental health medication 20%
Routine dental care (on the Silver and SilverLite plans only) 20%
Complex dental care 20%

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