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About William Russell

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Global expat life insurance plans

Our global Life Cover is designed for expats and international citizens who wish to safeguard the financial future of their family.

We constantly strive to improve our products and are proud to have introduced key new features to our Life Cover as of 1 January 2018.

Reduced rates, increased benefits

As of 1 January 2018, we have introduced maximum annual Life Cover of US$2m (was previously US$1.5m) with the option to add up to US$500k Accident Benefit, giving you greater peace of mind that the future of your loved ones is secured, and their lifestyle protected. If you are aged 18-54, you may qualify for lower rates. For under 40s, rate reductions of up to 30% are available, compared to 2017 rates.

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Terminal illness cover

If you are diagnosed with a terminal illness, our plan allows for early payment of the life benefit upon diagnosis where the prognosis is 12 months or less.

This gives you the ability to decide how you would like to use it.

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It's easy to apply

We will advise you of any medical requirements when we receive your application; normally, if you're in good health, under age 50, and applying for life cover of less than US$750,000, we won't require a medical examination.

Speak to a member of our dedicated UK-based team today.

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Health Insurance Daily Ranking

Our updated Life policy has received recognition with an 8/10 rating from Health Insurance & Protection Daily.

See the full review

Our plans and benefits

 

Our global Life Cover provides affordable life insurance to safeguard you and your family and you can choose to add Accident Benefit for extra peace of mind, should you wish.

The prices below are illustrative of our rates for individuals.

Cover is also available as corporate plans for groups of three or more employees – to discuss a life plan group policy, please call and speak to our dedicated group team today.

 

Please note that pre-existing medical conditions and related conditions are not covered by our plans, unless you have told us about them and we have agreed to cover them.  

We cannot provide cover if you are living in Iran, North Korea, Libya, South Sudan, Syria, Switzerland, Yemen, USA, Benin, Burkina Faso, Cameroon, Central African Republic, Comoros, Chad, Cote d’Ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea, Mali, Niger, Senegal or Togo. 

If you are in a country or region that the British Foreign & Commonwealth Office has advised its citizens to leave, or has advised against all travel to, or all but essential travel to, you will not be covered for death, terminal illness, or accidental bodily injury arising as a result of war, terrorism, kidnap, murder, assault or other act of violence, even if you are an innocent bystander.

Talk to an expert

We want to make sure you get the best cover for you. Why not let one of our experts call you back at a time that suits you to talk through our types of cover and add-ons?

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Customers in over 160 countries have relied on us since 1992. How can we help you?

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