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What does international life insurance with William Russell cover?

 

There are different types of expat life insurance, for example, you may have heard of level term life insurance, decreasing term life insurance, and joint life insurance. We provide annually-renewable expat life insurance: you renew your policy each year without the need for medical questions or examinations, and your life benefit stays the same.

It’s essential to understand precisely what is covered and what isn’t covered by your international life insurance.

CoverCause of death
CoveredCommon causes of death (cancer, heart attack, accident, illness)
Death while you’re living & working abroad
Death while you’re in your country of nationality
Covered after one yearSuicide
Not typically coveredDeath from a pre-existing medical condition
Death from negligence, illegal activity, or drug or alcohol abuse
Death due to war or terrorism in a country the British FCDO advises its citizens not to travel to
Death not reported to us within 12 months
Death while you’re in Iran, Libya, North Korea, South Sudan, Syria or Yemen

 

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