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How much does International Life Insurance cost?

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How much does International Life Insurance cost?

 

How much you’ll pay for your plan depends on your age, how much you cover you require, and your medical history.

International Life Insurance
From US$7 per month
Example price for a 20 year old wishing to purchase US$100,000 cover		 From US$15 per month
Example price for a 40 year old wishing to purchase US$100,000 cover
  • Insure up to 20x your salary up to US$2,000,000 (limited to 5 x for group policies)
  • Worldwide coverage (except Iran, North Korea, Libya, South Sudan, Syria, Yemen or Switzerland)
  • Cover available for members aged 18-69
  • Terminal illness cover (early payment of the life benefit upon diagnosis where the prognosis is 12 months or less)
  • Cover available for individuals and employers

The following table gives you an idea of average monthly premiums for different age groups with a US$100,000 life benefit.

Age Average monthly premium***
25 US$8
35 US$11
45 US$27
55 US$97
65 US$295
***premium for a healthy person with a life benefit of US$100,000

Related questions

Can I purchase life insurance with my occupation/job?

Are there any countries where I cannot buy life insurance?

How do you calculate life insurance premiums?

How much you pay depends on how much you wish to insure your life for and your age. The higher your life benefit, the more you’ll pay in insurance premiums. Equally, the older you get, the higher your premiums get.

Why do new parents buy life insurance?

Raising children can be expensive. Last December, the Child Poverty Action Group in the UK reported that the cost of bringing up a child is at least £190,000. Expat parents can expect that figure to be much higher, with private school fees, regular international travel, and all the perks that come with the expat lifestyle. Often, your income (or your partner’s) is the only way to pay for these costs of raising your child.

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