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Can I renew my life insurance, even if I’m in poor health?

Home›FAQs›Can I renew my life insurance, even if I’m in poor health?
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Can I renew my life insurance, even if I’m in poor health?

Yes. You can renew your plan for as long as you need, even if your health deteriorates. We’ll only ask you more medical questions if you want to increase your life benefit. 

Related questions

Who can purchase a plan from William Russell?

You can buy our insurance plans if you’re an expat, a digital nomad or someone who travels at least 6 months of the year. In some countries, you can buy our plans even if you’re not an expat or a nomad.

Can I delay the start of my plan?

Yes, you can delay the start of your plan—but not indefinitely.

What happens to my international life insurance plan if I miss a payment?

We automatically cancel your plan if you fail to pay your premium by its due date. We usually allow your plan to continue if you pay the outstanding premium within 30 days of its due date.

Can I purchase international life insurance if I have pre-existing medical conditions?

Our international life insurance does not cover you for death due to medical conditions or related conditions that existed prior to the start date of your plan. This doesn’t mean you cannot apply for life insurance if you have pre-existing medical conditions. We may agree to cover you for those conditions, or we may issue a formal exclusion for those conditions.

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