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Are there any restrictions on how much cover I can have?

Home›FAQs›Are there any restrictions on how much cover I can have?
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Are there any restrictions on how much cover I can have?

There is a maximum life benefit of US$2,000,000 or £1,500,000 or €1,700,000. You can apply for Life benefit of 20x your gross annual earnings at the time you applied for your plan.  

Related questions

What happens to my international life insurance plan if I miss a payment?

We automatically cancel your plan if you fail to pay your premium by its due date. We usually allow your plan to continue if you pay the outstanding premium within 30 days of its due date.

Can I purchase international life insurance if I have pre-existing medical conditions?

Our international life insurance does not cover you for death due to medical conditions or related conditions that existed prior to the start date of your plan. This doesn’t mean you cannot apply for life insurance if you have pre-existing medical conditions. We may agree to cover you for those conditions, or we may issue a formal exclusion for those conditions.

How do I know you’ll pay my life benefit if I die?

Subject to the terms and conditions of the plan, we’ll pay your life benefit upon your death to your nominated beneficiary or beneficiaries. The insurer of your life insurance plan is AWP Health & Life SA, a French insurer in the Allianz group of companies. Allianz is one of the largest and most robust financial services groups in the world.

Does my life insurance pay out if I die in an accident?

Yes. You can also increase your cover for death by accident if you purchase the optional accident benefit. The accident benefit will also payout if you survive the accident but it causes you a severe disability.

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