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William Russell

Insurance for people living & working abroad

By putting our members at the heart of everything we do, we’re building an expat insurance experience that’s both personal and fair. That’s why we’re the insurance provider of choice for people living & working abroad.

About our plans

We provide insurance for people living and working abroad. We cover expats, individuals, professionals, families, remote workers, digital nomads, frequent travellers, startups, small and medium-sized businesses, large corporates, charities, and governmental organisations.

William Russell International Health Insurance

Health Insurance

Access to the best hospitals and doctors, wherever you’re living and working. Our plans come with hospital treatment, cancer treatment and emergency medical evacuation as standard.

William Russell International Life Insurance

Life Insurance

Insure your life up to US$2m while you’re living overseas. Our plans provide international cover, with early payment for terminal illness diagnoses and the option for accident cover.

William Russell International Income Protection

Income Protection

Secure a replacement income if injury or illness prevents you from working while you’re living abroad. You decide the amount of cover that is right for you. Plus, you’ll get our trademark service.

Elevate logo green

Taking your insurance one step further

At William Russell, we’re going to the next level for our members. Elevate gives you access to services such as virtual doctor appointments, counselling, travel security assistance and well-being support—helping you live a healthier, happier and safer life while living or working overseas, no matter where you are in the world.

Elevate complementary services platforms My Global Doctor

Elevate your health

Manage your health from anywhere in the world. With virtual telemedicine services and prescription deliveries, you’ll never be too busy to look after the thing that matters most: your health.

Elevate complementary services platforms Telus

Elevate your well-being

Manage your wellbeing like never before. Set yourself well-being targets and stay motivated with access to exclusive discounts and prizes that reward your commitment.

Elevate complementary services platforms Telus Mind

Elevate your mind

Help is always at hand. With access to up to six confidential counselling sessions, you’ll always have someone to talk to when life gets on top of you, wherever you are in the world.

Elevate complementary services platforms Solace Secure

Elevate your safety

Wherever you go, go with peace of mind. Stay one step ahead with access to a global intelligence network at your fingertips, helping you protect your family’s safety and security worldwide.

Frequently asked questions

Founded by Inez Cooper in 1992, William Russell is an insurance provider, offering international health insurance, life insurance and income protection to expats—with a personal touch. Find out more about our story below.

Learn more about William Russell

No, William Russell provides insurance on behalf of an insurance company Allianz group. We design the insurance policies in partnership with Allianz. But our teams are solely responsible for your member experience and the tech that powers it, helping you access doctors and hospitals and paying your claims.

Why choose William Russell?

We provide insurance to people of all nationalities living and working around the world. Most of our members live in the Far East, Middle East and East Africa, but we provide insurance across South America, Europe, and Asia too.

Where do I have cover?

An expat (short for “expatriate”) is simply someone who lives outside their native country (the country they were born in). They may be temporarily or permanently living there for a variety of reasons including work or retirement.

Find out more about expats

What our members are saying

Expats around the world have relied on us for their health and financial security since 1992. From emergency medical evacuations to replacement incomes, we’re the original partner for expats. Check our member reviews.

Hands down the best International Health Insurance on the market. Fair premiums, amazing customer service and the fastest claim handling. Would recommend to any expat looking for an insurance.

Member with William Russell
June, 2021

We have been associated with William Russell for over 20 years, they have always been there for us and guided us though the maze of health insurance in a a proactive manner.

Member with William Russell
March, 2023

Whenever we have dealt with WR, inquiring about coverage, payments, benefits etc, there has always been an extremely prompt reply with clear outline of next steps. Friendly and efficient service. Keep up the great work!

Member with William Russell
February, 2023

Couldn’t be happier with the service and support I got from William Russell. They made my application for Insurance a breeze and nothing was too much trouble.

Member with William Russell
May, 2021

Get a quick health quote

You can get a quick quote online in under 60 seconds, and we can have your insurance plan active within 48 hours.

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