Please note: pre-existing medical conditions and related conditions may be excluded.
Excluded countries: we cannot consider an application if you are resident in any of the following countries or areas: Libya, Iran, North Korea, South Sudan, Central African Republic, Yemen and Syria.
Exclusion for war & terrorism: all countries and regions to which the Foreign & Commonwealth Office is advising against all travel (or all but essential travel).
Eligibility for income protection cover: the plan is available to international citizens who are working in a non-hazardous occupation. If your occupation is not 100% office-based, please send us a detailed job description so we can tell you if we can provide cover, or talk to our expert UK based team today. We will advise you of any medical requirements when we receive your application form. Normally, if you’re in good health, under age 50, and applying for income cover of less than US$75,000, we won’t require a medical examination. If you require a medical examination, this can take place at any internationally recognised provider, so long as we receive the documents in English.