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T&Cs for the 15% Lifetime Discount

Home›Policies›15% Lifetime Discount for Individual Protection Insurance

If you purchase a new life insurance or income protection insurance policy, you’ll receive a 15% lifetime discount for as long as you renew that policy. The 15% lifetime discount is subject to the terms & conditions below.

  1. We apply a 15% lifetime discount [the “Discount”] to the premium you pay for a life insurance or income protection insurance policy. We’ll apply the Discount to the premium for as long as you renew your policy and for as long as you remain eligible for the Discount.
  2. Only individuals who purchased a new life insurance or income protection policy with a start date on or before 15 April 2025 are eligible for the Discount.
  3. We don’t apply the Discount to the optional accident plan if you add it to your life insurance policy.
  4. Policies are not eligible for the Discount if the policyholder resides in the United Arab Emirates, and the Discount will cease if the policyholder relocates permanently to the United Arab Emirates.
  5. We reserve the right not to apply the Discount when we offer you a policy.
  6. The Discount applies to any changes you make to your policy (including changes to your life benefit or income benefit), provided your policy satisfies all eligibility requirements for the Discount.
  7. The Discount isn’t available in conjunction with other offers, discounts, or promotions.
  8. We reserve the right to alter the T&Cs of the Discount, or to withdraw the Discount entirely, at any time.
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