T&Cs for the New Member Discount

The terms and conditions for the 15% discount for new customers (the “Promotion”) are as follows.

1. This Promotion is available to individuals, families and businesses who take out a health insurance policy with William Russell Europe SRL and become members of the William Russell Association for Health, Financial Protection and Well-Being.
2. When eligible for the Promotion, these customers will receive a 15% discount from our standard premium rates on their first year’s insurance premium.
3. The Promotion is available to applicants for new policies commencing on or after 15 July 2021 and lasts until 31 December 2022. To be eligible for the 15% discount, customers must purchase their policy and commence cover on or before 31 December 2022.
4. The 15% discount will apply to the first annual premium only. New members eligible for the 15% discount will also receive a 7.5% discount on their renewal premium. Further renewal premiums will be based on our standard rates.
5. Eligibility for the Promotion is subject to acceptance by our underwriters, which will be at the sole discretion of our underwriters.
6. The Promotion is not available to individuals, families or businesses resident in the United Kingdom, Hong Kong or the UAE. There is, however, a separate promotion for individuals, families and businesses resident in the UAE. Please note insurance policies in the UAE are issued and insured by Dubai Insurance Company psc, not William Russell.
7. The Promotion is not available to individuals, families or businesses who have a health insurance policy currently in force with William Russell Europe SRL or William Russell Limited, or who have had a health insurance policy in force with William Russell Europe SRL or William Russell Limited in the past 30 days.
8. We reserve the right to alter the terms and conditions of the Promotion or withdraw the Promotion at any time.