We’re here to help

Need to talk it over?
Call us on +44 1276 486477
or request a free call back here

Get an estimate online

What are you looking for?

Call +44 1276 486477
Request a callback

Insure

Get an estimate online

About our policies and cover

Get a quote online

About William Russell

For Brokers

Quote code BIG10 to receive 10% discount off a new plan before 30 June. Find out more here

Global expat health cover plans

We offer various levels of health cover for expats and you will find our premiums consistently fair. That’s the advantage of choosing an international insurance specialist. Our ethos is to provide fast, fair and fuss-free help when you need it most.

Wherever you are, you’re never on your own with William Russell.

World-class cover

With William Russell, you can get renewable health cover almost anywhere in the world and enjoy flexibility to take your treatment where you choose, depending on your plan. You can tailor your health cover with our optional benefits and all plans are available to individuals and groups.

Optional benefits

A world-wide network

When you move countries, your William Russell global health insurance moves with you. We work with medical providers around the world and depending on your plan, you may either have medical treatment within your region or have the option to choose a provider elsewhere.

Our medical network

Personal service

From your first contact with William Russell, you’ll deal with a named advisor from our dedicated UK based team. We know the importance of having someone who understands your policy, needs, and circumstances at the other end of the line.

That’s the William Russell difference.

Our story

Our health plans and benefits

The plans and prices shown here are illustrative of our rates for individuals and are available to expats and their families across the globe.

Our flexible cover is also available as corporate plans for groups of three or more employees – to discuss a group policy, please call and speak to our dedicated group team today.

Please note that pre-existing medical conditions and related conditions are not covered by our plans, unless you have told us about them and we have agreed to cover them.  

We cannot provide cover if you are living in Iran, North Korea, Libya, South Sudan, Syria, Switzerland, Yemen, USA, Benin, Burkina Faso, Cameroon, Central African Republic, Comoros, Chad, Cote d’Ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea, Mali, Niger, Senegal or Togo. Our policies are not available to residents of the United States of America but provided you are not a resident of USA, you can add cover for temporary trips to the USA, subject to a limit of  $100,000 and a maximum period of 45 days, or subject to a limit of  $250,000 and a maximum period of 90 days.

The Essential Plan ‘from prices’ above are based on an 18-24 year old customer residing in a standard Essential country with US$250 annual policy excess and full medical underwriting. 

The Elite plan ‘from prices’ above are based on an 18-24 year old customer residing in an Area 1 country with standard US$250 annual policy excess and full medical underwriting.

Optional benefits & other types of cover

Accident Icon

Global personal accident add-on

Provides a cash benefit if you die or if you lose your sight, a limb, or become totally and permanently disabled as a result of an accident

Global travel add-on

Provides global travel insurance protection for your personal belongings, as well as cover for travel delays, trip cancellations and curtailment

Upgrades

Dental Plus and Medevac Plus are available on certain plans, giving you additional peace of mind

Life Cover & Income Protection

We also offer Life Cover and Income Protection

Talk to an expert

We want to make sure you get the type of cover that is best suited to you. Why not let one of our team call you back at a time that suits you, to talk through our plans and optional benefits?

Or you can get in touch direct:

+44 1276 486477
  • (including country code)
  • By sending this message you agree to William Russell's Privacy policy. Calls may be recorded for training and monitoring purposes.

  • This field is for validation purposes and should be left unchanged.

Customers in over 160 countries have relied on us since 1992. How can we help you?

Get an estimate online

Compare cover

Essential Care Essential Care Plus Elite Bronze Elite Silver Elite Gold
Overall annual maximum limit $250,000 $500,000 $1,500,000 $2,500,000 $5,000,000
Cover area Within region Within region Worldwide (excl. USA) Worldwide (excl. USA) Worldwide (excl. USA)
In-patient cover annual limit for conditions covered by your plan Full cover Full cover Full cover Full cover Full cover
Out-patient cover annual limit for conditions covered by your plan $2,500 post-hospital cover only $10,000 Post-hospital cover only Full cover Full cover
Emergency evacuation (Medevac) Full cover Full cover Full cover (Medevac Plus available) Full cover (Medevac Plus available) Full cover (Medevac Plus available)
Cancer care Full cover Full cover Full cover Full cover Full cover
Well-being cover per year (6-month waiting period) Not covered Not covered Not covered $300 $750
Well-child benefit annual limit (12-month waiting period) Not covered Not covered Not covered $200 $400
Routine maternity care and childbirth (10-month waiting period) Not covered Not covered Not covered Not covered $15,000 per pregnancy
Complications of pregnancy (10-month waiting period) Not covered $5,000 $4,800 $15,000 Full cover
Dental - routine (6-month waiting period) Not covered Not covered Not covered Only covered with Optional Dental benefit $1,500
Dental - complex (12 month waiting period) Not covered Not covered Not covered Only covered with Optional Dental benefit Only covered with Optional Dental benefit

Elite Bronze Elite Silver Elite Gold
$1,500,000 $2,500,000 $5,000,000
Worldwide (excl. USA) Worldwide (excl. USA) Worldwide (excl. USA)
Full cover Full cover Full cover
Post-hospital cover only Full cover Full cover
Full cover (Medevac Plus available) Full cover (Medevac Plus available) Full cover (Medevac Plus available)
Full cover Full cover Full cover
Not covered $300 $750
Not covered $200 $400
Not covered Not covered $15,000 per pregnancy
$4,800 $15,000 Full cover
Not covered Only covered with Optional Dental benefit $1,500
Not covered Only covered with Optional Dental benefit Only covered with Optional Dental benefit

See what our customers say