Insurance plans for expats in Thailand
Affordable health, life and income cover that you can count on from William Russell.
- Health Insurance
- Life & Income Protection
At William Russell, we’re not trying to be just another insurance company
We are a global specialist in health, life and income cover for international citizens. We’re renowned for our fair historic pricing and simple, straightforward communication. And we pride ourselves on our comprehensive cover for cancer treatment, with a fast response and minimal paperwork.
If you’re moving to Thailand, or you’re already an expat, our expert team has the knowledge and experience to provide you with the plan that you are looking for.

International Health Insurance
- Full, flexible cover in Thailand and abroad
- Innovative plans to suit your needs
- Comprehensive cover for cancer treatment
- Prompt payments made directly to the provider
- Cover for long-term conditions*
- Access to hospitals worldwide
*Please note: Pre-existing medical conditions and related conditions are excluded.
Get an estimateOur health plans
EssentialRegional access to private medical care, | EliteAccess to private medical care, | |||
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Bronze | SilverLite | Silver | Gold | |
Annual benefit limit | US$500,000 | US$1,500,000 | US$2,500,000 | US$5,000,000 |
Cover area | Within region | Worldwide | Worldwide | Worldwide |
Inpatient cover annual | Full cover | Full cover | Full cover | Full cover |
Emergency evacuation | Full cover | Full cover (Medevac plus available) | Full cover (Medevac plus available) | Full cover (Medevac plus available) |
Cancer care | Full cover | Full cover | Full cover | Full cover |
Routine maternity care | Not covered | Not covered | Not covered | US$15,000 per pregnancy |
View full plan details | Bronze | SilverLite | Silver | Gold |
EliteAccess to private medical care, | ||
---|---|---|
Bronze | Silver | Gold |
US$1,500,000 | US$2,500,000 | US$5,000,000 |
Worldwide | Worldwide | Worldwide |
Full cover | Full cover | Full cover |
Full cover (Medevac plus available) | Full cover (Medevac plus available) | Full cover (Medevac plus available) |
Full cover | Full cover | Full cover |
Not covered | Not covered | US$15,000 per pregnancy |
SilverLite | Silver | Gold |
Click on the links above to learn more about the cover provided on each plan type.
Please note: Pre-existing medical conditions and related conditions are excluded.

International Life & Income Insurance
- Life coverage up to US$1,500,000
- Income Protection up to 75% of your salary (up to US$144,000)
- Personal Accident cover up to US$500,000
- Take your cover with you, wherever you go
- Fair. We don’t hide the details in small print
Our life & income plans
LIFEA Global Life plan provides affordable life insurance cover to safeguard your family. | PERSONAL ACCIDENTYou may increase the amount of cover you have in respect of an accident by applying for the Global Accident plan. | INCOME PROTECTIONThe Income Protection plan pays you a regular income if you become unable to work due to an illness or injury. |
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Insure up to 20x your salary up to US$1,500,000 (limited to 5x for group policies) | Up to US$500,000 additional accident cover | Cover up to 75% of your salary, subject to a maximum of US$144,000 |
Portable worldwide coverage | Only available when bought with a Global Life plan | Choice of a 3 or 6-month deferment period |
Cover available for customers aged 18-69 | If you die in an accident, your family receives additional benefit | Regular benefit paid if you're unable to work due to accident or illness |
Annual cover you can adjust as your circumstances change | Receive lump-sum benefit if you're seriously injured | egular benefit paid until you're able to return to work, age 65 or death, whichever comes sooner |
Life | Personal Accident | Income Protection |
Click on the links above to learn more about the cover provided on each plan type.
Please note: Pre-existing medical conditions and related conditions are excluded.