Our international group medical, life & income protection plans are offered separately, or can be combined if you prefer to have all your group cover under one roof.
We don’t have call centres and when you or your employees need to make a claim, you’ll always get straight through to a real person and your dedicated group account manager will support you with all your needs.
Total annual plan limits between US$750,000 and US$5m.
All business plans cover in-patient and day-patient treatment, cancer treatment plus kidney dialysis, organ, bone marrow or tissue transplants, and also Medevac. The Silver and Gold plans offer well-being* and well-child benefits*, benefits relating to pregnancy* and childbirth* as well as the option to enhance dental and optical benefits, plus much more. *waiting periods apply
There are plenty of well-being benefits to choose from: enhance your plan with optical, dental and varying levels of maternity and childbirth cover. You also have the choice to upgrade to Medevac Plus for repatriation services.
For groups of 10+ we offer Medical History Disregarded (MHD) underwriting.
With our health plans, you’ll have access to top-rated hospitals and doctors within the area of cover you’ve selected. We also have over 40,000 hospitals in our worldwide medical network. If you’re admitted to a hospital in our network, we’ll settle your bills with the hospital directly, so you won’t be left out-of-pocket. With our membership card, you can benefit from fast-tracked everyday medical care across hospitals in Asia.
Our medical networkOur group income protection plan provides financial security for your employees in the event of illness, injury or death.
For groups of 20+, there is automatic income protection cover up to US$200,000 with a single application form.
Our life cover provides financial security for the family, if an employee dies from injury or illness. Accident benefit enhances life cover further, where death is caused by an accident.
We offer life cover up to US$2m, with automatic cover up to US$350,000 available to groups of 5+ employees.
Optical and dental benefits, well-being boosts, enhanced maternity and temporary USA cover are some of the ways you can tailor your employee health plan benefits
Provides a cash benefit if an employee dies or if they lose your sight, a limb, or become totally and permanently disabled as a result of an accident
Provides global travel insurance protection for employees' personal belongings, as well as cover for travel delays, trip cancellations and curtailment
There are three zones, and you can choose any zone with any of our health plans (though Zone 3 is only available to residents of Indonesia). As a rule of thumb, a more restrictive zone means a greater saving on your premium.
When you sign up to a William Russell plan, we sign up to a partnership with you. Our experienced group protection team are by your side from application through to policy account management.
We handle everything once the policy is in place, so you can focus on your day-to-day business.
Your dedicated account manager will help you and your employees make the most of your plan. We focus on getting the right treatment organised quickly, so your employees can stay focused on their work, and you can trust they will receive excellent care and treatment whenever they need it.
The right employee benefits can help you attract and retain the talent your business needs. With our health plans, your employees will have access to the best doctors and healthcare professionals within their area of cover. With cover from William Russell, you’ll support your workforce with their healthcare needs, so they can focus on their work.
We provide Life Cover up to US$2m, and for 5+ employees, we offer automatic cover between US$90,000 and US$270,000.
On our Income Protection plan, free cover for 5+ employees is between US$12,000 and US$36,000. The Essential health plans provide total annual cover up to US$500,000 and the Elite health plans up to US$5m.
We offer three types of underwriting for groups of 3-9 employees, with a fourth available to groups of 10+ employees. Not sure what FMU, MORI and CPME mean or how they differ for your business?
Find out more by clicking the link below, or give us a call and we’ll be happy to talk you through your options.
Get a no-obligation quote today. Tell us when you would like a member of our UK based team to call you:
Here we share some of the insights, advice, tips and real-life stories we’ve gathered through 25 years of serving expats in over 160 countries worldwide.
1) application form for a business health plan | companies pdf 109.35 KB 
2) application form for a business health plan | companies based in hong kong pdf 109.59 KB
3) application form for a business health plan | employees pdf 93.67 KB
4) application form for a business health plan | employees based in hong kong pdf 118.01 KB
5) application form for a business protection plan | companies pdf 66.09 KB
6) application form for a business protection plan | employees pdf 94.87 KB
insurance product information document | business health plans pdf 37.27 KB
insurance product information document | business personal accident plans pdf 35.00 KB
insurance product information document | business travel plans pdf 35.60 KB
insurance product information document | personal health plans pdf 38.28 KB
insurance product information document | personal personal accident plans pdf 35.72 KB
insurance product information document | personal travel plans pdf 36.50 KB
key facts about our income protection insurance plans pdf 81.48 KB
