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Group International Health Insurance

Since 1992, we have been supporting businesses of all sizes with their employee benefits packages. Our international health, life & income protection plans are offered separately or combined (if you prefer to have all your cover under one roof).

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Flexible group health
insurance you can rely on

Our flexible group cover offers great plan limits (between US$750,000 and US$5m). All business plans cover in-patient and day-patient treatment, cancer treatment plus kidney dialysis, organ, bone marrow or tissue transplants, and also Medevac.

The Silver and Gold plans offer well-being and well-child benefits, benefits relating to pregnancy and childbirth as well as the option to enhance dental and optical benefits, cover for dependents plus much more.

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Best hospitals & doctors

You’ll have access to top-rated hospitals and doctors within the area of cover you’ve selected. We also have over 40,000 hospitals in our worldwide medical network. We also offer direct billing so you won’t be left out-of-pocket.

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Excellent well-being benefits

There are plenty of well-being benefits to choose from: enhance your plan with optical, dental and varying levels of maternity and childbirth cover. You also have the choice to upgrade to Medevac Plus for repatriation services.

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MHD underwriting

For groups of 10+ we offer Medical History Disregarded (MHD) underwriting – making it a hassle-free process to enrol new employees onto your plan.

Why William Russell

Our promise to you

When you sign-up for a William Russell policy, we sign-up for a partnership with you. Our goal is to make everything as easy as possible for you, so you can focus on day-to-day business. To make things as simple as possible we promise:

  • To provide a dedicated account manager to help you and your employees make the most of your plan
  • To make joining quick and hassle-free. You can get set up in as little as 1-2 working days.
  • To give you the competitive advantage by providing access to the best hospitals and doctors for your staff.

Compare the plans





Annual benefit limit
Hospital treatment
Full cover
Full cover
Full cover
Full cover
Cancer treatment
Full cover
Full cover
Full cover
Full cover
Mental health treatment
Lifetime limit of US$50,000
(in-patient & day-patient treatment only)
No cover
Lifetime limit of US$75,000
Lifetime limit of US$100,000
Everyday medical care
Post-hospital treatment only
Choose from three sublimits (max. US$10,000)
Full cover
Full cover
Routine dental care
No cover
US$500 with 10% co-insurance (optional)
Two options (max. US$1,500 with 10% co-insurance)
US $1,500
Well-being benefits (adults)
No cover
No cover
US$300 (option to extend to US$500)
US$750 (option to extend to US$1,300)
Routine maternity care
No cover
US$5,000 per pregnancy (optional)
Choose from three options (max. US$10,000 per pregnancy)
US$15,000 per pregnancy
Emergency medical evacuation
Full cover
Full cover
Full cover
Full cover

Reasons to offer international employee benefits to your expat staff

  1. Support systems and perks, including great international employee benefits, can help motivate expats to take the plunge and maximise the chance of a successful placement
  2. Expat employees who are satisfied with their benefits package are more likely to be loyal to their employers and engaged with their organisations
  3. Six out of ten employees claim that a comprehensive employee benefits package is a key factor when they look and apply for a job
Ready to talk? Get in touch today

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