Indonesia (EN) 
UAE (EN) 
Vietnam (EN) 
You’ll have access to top-rated hospitals and doctors within the area of cover you’ve selected. We also have over 40,000 hospitals in our worldwide medical network. We also offer direct billing so you won’t be left out-of-pocket.
Businesses
Group International Health Insurance
Since 1992, we have been supporting businesses of all sizes with their employee benefits packages. Our international health, life & income protection plans are offered separately or combined (if you prefer to have all your cover under one roof).
Flexible group health
insurance you can rely on
Our flexible group cover offers great plan limits (between US$750,000 and US$5m). All business plans cover in-patient and day-patient treatment, cancer treatment plus kidney dialysis, organ, bone marrow or tissue transplants, and also Medevac.
The Silver and Gold plans offer well-being and well-child benefits, benefits relating to pregnancy and childbirth as well as the option to enhance dental and optical benefits, cover for dependents plus much more.
Bronze
SliverLite
Silver
Gold
Annual benefit limit
US$1,500,000
US$1,500,00
US$2,500,000
US$5,000,000
Hospital treatment
Full cover
Full cover
Full cover
Full cover
Cancer treatment
Full cover
Full cover
Full cover
Full cover
Mental health treatment
Lifetime limit of US$50,000
(in-patient & day-patient treatment only)
(in-patient & day-patient treatment only)
No cover
Lifetime limit of US$75,000
Lifetime limit of US$100,000
Everyday medical care
Post-hospital treatment only
Choose from three
sublimits (max. US$10,000)
Full cover
Full cover
Routine dental care
No cover
US$500 with 10% co-insurance (optional)
Two options (max. US$1,500 with 10% co-insurance)
US $1,500
Well-being benefits (adults)
No cover
No cover
US$300 (option to extend to US$500)
US$750 (option to extend to US$1,300)
Routine maternity care
No cover
US$5,000 per pregnancy (optional)
Choose from three
options (max. US$10,000 per pregnancy)
US$15,000 per pregnancy
Emergency medical evacuation
Full cover
Full cover
Full cover
Full cover
Reasons to offer international employee benefits to your expat staff
- Support systems and perks, including great international employee benefits, can help motivate expats to take the plunge and maximise the chance of a successful placement
- Expat employees who are satisfied with their benefits package are more likely to be loyal to their employers and engaged with their organisations
- Six out of ten employees claim that a comprehensive employee benefits package is a key factor when they look and apply for a job
