Call us Get a Quote

International health insurance for businesses

Since 1992, we have been supporting businesses of all sizes with their employee benefits packages. Our international health, life & income protection plans are offered separately or combined (if you prefer to have all your cover under one roof).

Why William Russell?

We don’t have call centres and when you or your employees need to make a claim, you’ll always get straight through to a real person and your dedicated group account manager will support you with all your needs.

Whether you’re a small business (we offer cover from groups of 3 employees) or a mid-sized business (of 40 employees+) we have employee benefits to help you attract the best candidates. If you offer relocation opportunities – why not explore our health plans today, or speak to our team to discuss what group discounts are available.

Best hospitals & doctors

You’ll have access to top-rated hospitals and doctors within the area of cover you’ve selected. We also have over 40,000 hospitals in our worldwide medical network. We also offer direct billing so you won’t be left out-of-pocket.

Our Medical Network

Excellent well-being benefits

There are plenty of well-being benefits to choose from: enhance your plan with optical, dental and varying levels of maternity and childbirth cover. You also have the choice to upgrade to Medevac Plus for repatriation services.

Medical Evacuation

MHD underwriting

For groups of 10+ we offer Medical History Disregarded (MHD) underwriting – making it a hassle-free process to enrol new employees onto your plan.

Underwriting terms explained

Flexible group health insurance you can rely on

Our flexible group cover offers great plan limits (between US$750,000 and US$5m). All business plans cover in-patient and day-patient treatment, cancer treatment plus kidney dialysis, organ, bone marrow or tissue transplants, and also Medevac.

The Silver and Gold plans offer well-being and well-child benefits, benefits relating to pregnancy and childbirth as well as the option to enhance dental and optical benefits, cover for dependents plus much more.

Call our dedicated group team to find out more about how a William Russell Plan could be right for your business:

Group plans & benefits

Please note that pre-existing medical conditions and related conditions are not covered by our plans, unless you have told us about them and we have agreed to cover them.  

We cannot provide cover if your business is based in Iran, North Korea, Libya, South Sudan, Syria, Switzerland, Yemen, USA, Benin, Burkina Faso, Cameroon, Central African Republic, Comoros, Chad, Cote d’Ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea, Mali, Niger, Senegal or Togo.

 Our policies are not available to residents of the United States of America but provided you are not a resident of USA, you can add cover for temporary trips to the USA, subject to a limit of  $100,000 and a maximum period of 45 days, or subject to a limit of $250,000 and a maximum period of 90 days.

Upgrades & add-ons

international business insurance benefit upgrades

Employee benefit upgrades

Optical and dental benefits, well-being boosts, enhanced maternity and temporary USA cover are some of the ways you can tailor your employee health plan benefits

business insurance for large groups accident add-on

Global personal accident add-on

Provides a cash benefit if an employee dies or if they lose your sight, a limb, or become totally and permanently disabled as a result of an accident

William Russell Choice of area of cover

Choice of area of cover

There are three zones, and you can choose any zone with any of our health plans (though Zone 3 is only available to residents of Indonesia). As a rule of thumb, a more restrictive zone means a greater saving on your premium.

Quote concierge

Get a no-obligation quote today. Tell us when you would like a member of our UK-based team to call you:

Or you can get in touch direct:

+44 1276 486 477
(including country code)

By sending this message you agree to William Russell's privacy policy. Calls may be recorded for training and monitoring purposes.

This field is for validation purposes and should be left unchanged.