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About William Russell

For Brokers

COVID-19 remains a huge challenge around the world. Find out how you’re covered. Service for members is unaffected.

Global employee insurance for 40+ employees

International Group Insurance our plans for group health, life & income protection for 40+ employees. Our dedicated group team are ready to support you and we make it easy for you to have your international private medical insurance as well as global life & income protection plans under one roof. We don’t have call centres, so you and your employees will always get straight through to a person.

We started out in 1992 as a family run business, and we now support businesses like yours, in more than 160 countries world wide. Our only obligation is to you. 

Health & protection plans for 40+ employees

Explore our health, life & income protection employee benefits for large groups of 40+ employees, with group discounts available.
We also cover International groups of 3-9 employees and 10-39 employees.

International health insurance plans

In addition to full cancer cover, in-patient and day-patient treatment and also Medevac, our business plans all include kidney dialysis, and the Silver and Gold plans include well-being* and well-child cover*, cover relating to pregnancy and childbirth* as well as the option to enhance dental and optical benefits. *waiting periods apply.

In addition to standard underwriting methods, we can offer Medical History Disregarded (MHD) for larger employee groups.

Underwriting terms explained

Group protection plans

Help give your employees financial security in the event of illness, injury or death, with income protection cover up to US$200k. For 20+ employees, we do not require individual employee application forms.

With life cover up to US$2m you'll provide financial security for an employee's family, should they die from injury or illness. For 6 -19 employees we offer automatic cover levels.

Accident benefit enhances life cover further, where injury or death is caused by an accident. Up to US$500k limits are available.

Best hospitals & doctors

With our health plans, you’ll have access to top-rated hospitals and doctors within the area of cover you’ve selected. We also have over 40,000 hospitals in our worldwide medical network. If you’re admitted to a hospital in our network, we’ll settle your bills with the hospital directly, so you won’t be left out-of-pocket. With our membership card, you can benefit from fast-tracked everyday medical care across hospitals in Asia.

Our medical network

Group plans & benefits

With William Russell, you can choose different plans for different categories  of employees. Our flexible group cover offers great employee benefits, and you can include dependents, too.

Call our dedicated group team to find out more about how a William Russell Plan could be right for your business:

Please note that pre-existing medical conditions and related conditions are not covered by our plans, unless you have told us about them and we have agreed to cover them.  

We cannot provide International Group Insurance cover if your business is based in Iran, North Korea, Libya, South Sudan, Syria, Switzerland, Yemen, USA, Benin, Burkina Faso, Cameroon, Central African Republic, Comoros, Chad, Cote d’Ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea, Mali, Niger, Senegal or Togo.

Our International Group Insurance policies are not available to residents of the United States of America but provided you are not a resident of USA, you can add cover for temporary trips to the USA, subject to a limit of  $100,000 and a maximum period of 45 days, or subject to a limit of $250,000 and a maximum period of 90 days.

Upgrades & add-ons

international business insurance benefit upgrades

Employee benefit upgrades

Optical and dental benefits, well-being boosts, enhanced maternity and temporary USA cover are some of the ways you can tailor our health plans

business insurance for large groups accident add-on

Global personal accident add-on

Provides a cash benefit if an employee dies or if they lose your sight, a limb, or become totally and permanently disabled as a result of an accident

William Russell Global travel add-on

Global travel add-on

Provides global travel insurance protection for employees' personal belongings, as well as cover for travel delays, trip cancellations and curtailment

William Russell Choice of area of cover

Choice of area of cover

There are three zones, and you can choose any zone with any of our health plans (though Zone 3 is only available to residents of Indonesia). As a rule of thumb, a more restrictive zone means a greater saving on your premium.

Quote concierge

Get a no-obligation quote today. Tell us when you would like a member of our UK based team to call you:

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+44 1276 486477
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Here we share some of the insights, advice, tips and real-life stories we’ve gathered through 25 years of serving expats in over 160 countries worldwide.

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Group plan documents