We’re here to help

Need to talk it over?
Call us on +44 1276 486477
or request a free call back here

Get a quote

What are you looking for?

Call +44 1276 486477
Request a callback


Get a quote

About our plans

Get a quote online

About William Russell

For Brokers

Brexit is happening. William Russell is ready. Find out how we are protecting our customers here.

International health insurance

We offer various levels of international health insurance, so you can choose the policy that best fits your needs. You’ll also find our premiums consistently fair. That’s the advantage of choosing a specialist. Wherever you are, you’re never on your own with William Russell. Our ethos is to provide fast, fair and fuss-free help when you need it.

Plans are available for individuals, couples, families and businesses and are available in US Dollars, GB Sterling and Euros.

World-class cover

With William Russell, you can get renewable private health insurance almost anywhere in the world, with the flexibility to take your treatment where you choose, depending on your plan. Cover is available to individuals and businesses. Our corporate plans can help your business attract and retain the best employees with easy to understand, easy to implement, and easy to manage cover options to suit all budgets.

Optional benefits

A world-wide network

When you move countries, your global health insurance will go with you worldwide, with the option to add cover for temporary USA visits. We work with medical providers around the world and depending on your plan, you may either have medical treatment within your region or have the option to choose a provider elsewhere.

Our medical network

Personal service

From your first contact with William Russell, you’ll deal with a professional advisor, from our dedicated UK team. We know the importance of having someone who understands your policy, needs, and circumstances at the other end of the line.

That’s the William Russell difference.

Our story

Our health plans and benefits

The plans and prices shown here are illustrative of our rates for individuals and are available to expats and their families across the globe.

Our flexible cover is also available as corporate plans for groups of three or more employees – to discuss a group policy, please call and speak to our dedicated group team today.

*Area of cover

Essential care plans are offered on our Zone 4 area of cover. To understand more about where these plans will cover you please click here.

Please note that pre-existing medical conditions and related conditions are not covered by our plans, unless you have told us about them and we have agreed to cover them.  

We cannot provide cover if you are living in Iran, North Korea, Libya, South Sudan, Syria, Switzerland, Yemen, USA, Benin, Burkina Faso, Cameroon, Central African Republic, Comoros, Chad, Cote d’Ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea, Mali, Niger, Senegal or Togo. Our policies are not available to residents of the United States of America but provided you are not a resident of USA, you can add cover for temporary trips to the USA, subject to a limit of  $100,000 and a maximum period of 45 days, or subject to a limit of  $250,000 and a maximum period of 90 days.


Optional benefits & other types of cover

Global personal accident add-on

Global personal accident add-on

Provides a cash benefit if you die or if you lose your sight, a limb, or become totally and permanently disabled as a result of an accident

William Russell Global travel add-on

Global travel add-on

Provides global travel insurance protection for your personal belongings, as well as cover for travel delays, trip cancellations and curtailment

William Russell Upgrades


Dental Plus and Medevac Plus are available on certain plans, giving you additional peace of mind

Life Cover & Income Protection

We also offer Life Cover and Income Protection

Talk to an expert

We want to make sure you get the type of cover that is best suited to you. Why not let one of our team call you back at a time that suits you, to talk through our plans and optional benefits?

Or you can get in touch direct:

+44 1276 486477
  • (including country code)
  • By sending this message you agree to William Russell's Privacy policy. Calls may be recorded for training and monitoring purposes.

    *denotes mandatory fields

  • This field is for validation purposes and should be left unchanged.

Compare cover

Essential CareEssential Care PlusElite BronzeElite SilverElite Gold
Annual maximum limitUS$250,000US$500,000US$1,500,000US$2,500,000US$5,000,000
Cover areaRegionalRegionalWorldwide (excl. USA)Worldwide (excl. USA)Worldwide (excl. USA)
In-patient cover annual limit for conditions covered by your planFull coverFull coverFull coverFull coverFull cover
Advanced diagnostic tests (MRI, CAT and PET)Post-hospital cover onlyFull coverFull coverFull coverFull cover
Out-patient cover annual limit for conditions covered by your planUS$2,500 post-hospital cover onlyUS$10,000Post-hospital cover onlyFull coverFull cover
Emergency medical evacuation (Medevac)Full coverFull coverFull coverFull cover (Medevac Plus available)Full cover (Medevac Plus available)
Cancer treatmentFull coverFull coverFull coverFull coverFull cover
Cancer genome tests coverUS$6,000US$6,000US$6,000US$6,000US$6,000
Cash benefit upon diagnosis of cancer (6-month waiting period)No coverNo coverNo coverNo coverUS$5,000 with a lifetime limit
Kidney dialysis coverFull coverFull coverFull coverFull coverFull cover
Mental health treatment lifetime limitNo coverNo coverUS$50,000US$75,000US$100,000
Well-being benefit per year (6-month waiting period)No coverNot coveredNo coverUS$300US$750
Enhanced well-being benefit per year (6-month waiting period)No coverNo coverNo coverUS$500US$1,300
Well-child benefit annual limit (12-month waiting period)No coverNo coverNo coverUS$200US$400
Routine maternity and newborns careNo coverNo coverNo coverNo coverUS$15,000 per pregnancy
Complications of pregnancy per year (12-month waiting period)No coverUS$5,000US$4,800US$15,000Full cover
Dental - routine (6-month waiting period)No coverNo coverNo coverUS$1,000 (optional dental benefit)US$1,500
Dental - complex (12-month waiting period)No coverNo coverNo coverUS$1,500 (optional dental benefit)US$2,000 (optional dental benefit)

Elite BronzeElite SilverElite Gold
Worldwide (excl. USA)Worldwide (excl. USA)Worldwide (excl. USA)
Full coverFull coverFull cover
Full coverFull coverFull cover
Post-hospital cover onlyFull coverFull cover
Full coverFull cover (Medevac Plus available)Full cover (Medevac Plus available)
Full coverFull coverFull cover
No coverNo coverUS$5,000 with a lifetime limit
Full coverFull coverFull cover
No coverUS$300US$750
No coverUS$500US$1,300
No coverUS$200US$400
No coverNo coverUS$15,000 per pregnancy
US$4,800US$15,000Full cover
No coverUS$1,000 (optional dental benefit)US$1,500
No coverUS$1,500 (optional dental benefit)US$2,000 (optional dental benefit)

Customers in over 160 countries have relied on us since 1992. How can we help you?

Get a quote

See what our customers say

Get a quote