How long can I keep my global cover?

What is the Low Claims Discount in Hong Kong?

Do I have to renew my cover each year with William Russell?

If you want to keep your international health insurance cover, you must renew your plan each year. Renewing your plan is straightforward, and it usually happens automatically.

Do I need to fill out a medical questionnaire each year?

Once your plan has started, we won’t ask you to answer medical questions each year—even if your health deteriorates.

Am I eligible for a health plan with William Russell?

We can provide plans to people of all nationalities in most countries around the world. You must be age 75 or under when your plan starts, and you must be living or working in a country different from your country of nationality.