Blogs | Health
The real value of the right international employee benefits
The right benefits package can be difficult to find for businesses with staff who either live and work in one country as foreign nationals or travel extensively in connection with their work. Our range of health and protection plans are designed exclusively for expats and international businesses.
Help your employees feel at home away from home
The allure of a new life in an exciting new country and culture can quickly fade if your employees and their families aren’t helped to really feel at home. Sure, you can organise their move, help secure school places and introduce them to their local expat community, but ensuring your employees feel as safe abroad as they do at home can be what really defines their new surroundings as home and makes them more likely to settle in for the long-term, or maybe even forever.
Today, a solid benefit package can help you not only attract but also retain the right talent for your business. It should encompass access to high-quality healthcare and offer financial peace of mind, with protection plans that secure the future for employees and their loved ones, should anything unfortunate happen.
The right employee benefits
The right benefits package can be difficult to find for businesses with staff who either live and work in one country as foreign nationals or travel extensively in connection with their work. We make it easy by offering health, life and income protection all under one roof.
Groups of any size
Available to businesses with 3 or more employees, we cater to groups of almost any size, and we will help you tailor the right level of cover to suit the needs of your business and your employees. Irrespective of your group size, with William Russell you will always receive personal service from our dedicated account management team; we don’t have call-centres, so you and your employees will get straight through to a human being who understands your policy. Our range of health and protection plans are designed exclusively for expats and international businesses.
Global health cover
Our international private medical insurance provides access to the best doctors and healthcare professionals, and the freedom to choose the hospital or medical facility where treatment is taken. High cover limits up to US$5m are available.
Full cancer cover, medical evacuation and full in-patient cover come as standard on all our plans. Optical and dental benefits, well-being boosts, enhanced maternity and temporary USA cover are some of the ways you can tailor our health plans and we can cover dependents, too.
Global life cover
The global life plan provides up to US$2m cover. If an employee is diagnosed with an illness that reduces life expectancy to 12 months or less, the life benefit is paid out early to the employee, so they are free to manage their estate, and to enjoy time with friends and family, knowing that their financial future is secure.
Plans are annually renewable up to age 70 and offer the option to add accident benefit cover, which would provide an additional pay-out if an employee dies as result of an accident, whether in or outside of work.
Global income protection
Our global income protection plan will pay employees a fixed income benefit, in the event they become unable to work due to injury or illness. This could save your business the expense of paying long-term sick pay.
Income protection covers up to US$200,000 and we offer automatic free cover limits for 6+ employees.
Easy to apply
We make it easy to apply and we’ll get you covered fast. When you sign up to a William Russell plan, we sign up to a partnership with you. Our experienced group protection team are by your side from application through to policy account management. We handle everything once the policy is in place, so you can focus on your day-to-day business. Contact us here.
Find out how we can support your business
Our health, life and income plans can be taken as stand-alone or as a combined benefit package. All plans provide global cover and are fully portable. Learn more about our business plans or request a quote or a callback from our expert business team here.