Your chosen excess level
We offer a number of excess levels and frequencies for you to shape your plan around you. The higher the excess level you choose, the lower your premium will be. Please note that for some excess levels, e.g. $250 per annum, $1,600 per claim, the level of discount has been reduced to become more in line with the insurance market.
Here are the excess options available from 2019:
|Per claim excess in US$||Per annum excess in US$|
|50*||250* (no longer available for new customers)|
*Not available in Hong Kong