Our commitment to you
We are committed to providing affordable international health insurance, without compromise.
However, with a rising incidence of high-cost cancer claims, an increased demand for quality healthcare and the escalating cost of health care, it is inevitable that insurance premiums have to rise to keep pace, to ensure we can continue to offer cover when you need it most.
The average premium increase for our 2018 health insurance plans is 5-7%.
If your premium has increased more than this, then it may be for one of the reasons below:
What you can do to reduce your premium
If you are concerned about your premium increase, there are a number of ways that you can decrease your premiums, whilst still enjoying the cover you need.
Consider a different plan
Consider what healthcare cover you actually need. You may be able to switch to a different plan type with fewer benefits.
Elite plan customers in SE Asia (excluding Singapore), Africa, Eastern Europe and Latin America, may want to consider switching to one of our Essential plans.
Please see our 2018 health plan selection here
Increase your excess
Increasing your excess can reduce your premium. We offer a range of excess options (Jamie please state excess options – do not include the options that are only available on renewal)
Consider a different area of cover
Customers in Indonesia can consider our Lotus area of cover which gives cover in all South East Asian countries with the exception of Singapore.
Customers in Africa can consider our Area 4 area of cover which provides cover throughout Africa, and accident and emergency cover during trips outside Africa.
Pay your premiums annually
You can save 5% on your premium by switching from monthly payments to one annual payment.
For more help and information
Please contact our sales team on 01276 486 477, or email us at firstname.lastname@example.org for more information and alternative quotations.