February 2007

Healthy changes from William Russell New Global Health Elite & Essential  plans for 2007

William Russell has been providing international health insurance for expatriates of all nationalities since 1992. Taking care of expats is their core business and they pride themselves on their expert knowledge and experience in this field.

New for 2007, William Russell has increased the already established Global Health plan range and split it into two – Global Health Elite for comprehensive world-wide cover and Global Health Essential for cost-effective regional cover. Collectively, Global Health now offers a wide-ranging choice of plans to match the requirements of an ever-changing marketplace.

Global Health Elite provides comprehensive cover, taking care of all aspects of health care including cover for routine maternity care, dental treatment and preventive health screening. Replacing the 2006 Global Health plans, Global Health Elite includes four plans, Bronze, Silver, Gold and a new top-of-the-range Platinum plan for those who require top-level international cover with high-value benefit limits.

Inez Cooper, Managing Director of William Russell commented, “Some clients - particularly with families and in areas where there are good, but expensive, medical facilities - require comprehensive cover for a wide range of medical benefits which our top-quality Elite plans continue to provide.”

Comprehensive international health plans can be costly though, that’s why William Russell has created the Global Health Essential plan range with the needs of cost-conscious expats in mind. Expats who want must-have cover only for the essential, expensive elements of health care, such as hospitalisation, specialist medical treatment and emergency evacuation, but who are not looking for cover for primary medical care such as family doctor visits and treatments.

"The needs of expatriate clients are becoming more diverse. Some clients simply want reassurance that if the worst happens - a serious accident, cancer or a heart attack - their in-patient bills and specialist care will be taken care of. Our Essential Care plan, for example, is priced approximately 18% less than our Elite Bronze plan, making affordable expatriate health care cover available to a wider audience,”  says Cooper.

Essential Care and Essential Care Plus are available to residents of Africa, the Middle East and the Far East. Both plans offer full cover within a chosen area, with cover outside that area limited to accident and emergency treatment only.

Whichever Global Health plan you select, as a client of William Russell, you can be confident that you are insured with a company that understands your needs and provides you with the highest standards of service.

Please contact William Russell’s UK office on +44 1276 486455 or sales@william-russell.com, Hong Kong office on +852 3690 2145 or hkoffice@william-russell.com

Global Health Essential plan - Far East, Middle East & Africa.

Far East	Far East provides cover in the following countries: Brunei, Cambodia, French Polynesia, Indonesia, Korea South, Laos, Malaysia, Mongolia, Philippines, Thailand, and Vietnam.   Cover in China, Hong Kong, Macau, Taiwan, Japan and Singapore is restricted to temporary trips for accident and emergency cover only UNLESS you are evacuated to one of these countries under terms of the Emergency Evacuation benefit.
Middle East	Middle East provides cover in the following countries: Bahrain, Jordan, Kuwait, Oman, Qatar, Saudi Arabia, Syria, U.A.E.
Africa	Africa provides cover in the following countries: Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Congo, Djibouti, Egypt, Eritrea, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, Senegal, Sierra Leone, Somalia, South Africa, St Helena, Swaziland, Tanzania, Togo, Tunisia, Uganda, Zaire, Zambia, Zimbabwe.