Global Health Insurance

Global Health international health insurance plans provide affordable cover for medical expenses and evacuation costs wherever you live or work. Cover can range from a fundamental programme that covers the essential aspects of health care such as hospitalisation and after care, to an all embracing programme of benefits that will take care of all aspects of health care including routine maternity care, dental treatment and regular preventative health screening.

Global Health Essential is a must-have plan designed for people who want value-for-money cover for the essential, expensive elements of health care, such as hospitalisation, out-patient treatment and emergency medical evacuation.

Global Health Elite offers comprehensive worldwide cover and there are a range of plans to choose from - Bronze, Silver, Gold and Platinum. All plans cover hospitalisation and emergency evacuation as standard, both in your country of residence and for all travel within your area of cover.

With Global Heath you have the freedom to choose where you have your medical treatment within your area of cover. Our claims service is highly effective and our service standard is to settle claims within 5 working days of receipt. Claims are settled direct to your bank account or direct to the hospital.

Global Life Plan

Our Global Life plan allows you to select the cash lump sum your family would need to protect their financial future without you. If you die whilst your plan is in force your Global Life benefit will be paid as a lump sum to your beneficiaries. The Global Life plan has no investment return. You can renew your Global Life plan each year until you reach age 65.

The Global Life plan covers death by accident and illness. You can increase the amount of cover you have if you die as the result of an accident. The optional accident benefit provides dual protection – If you die as the result of an accident, an additional cash sum will be paid to your beneficiaries with your Global Life benefit. If you survive an accident but it leaves you with a permanent disability such as the loss of, or loss of use of a limb or part of a limb, or your sight, you will receive a percentage of your accident benefit. The percentage you receive will depend upon the severity of your disablement

Global Income Plan

The Global Income plan will provide you with a regular monthly income when an illness or injury prevents you from working. The income will start after a deferment period of three or six months. You select which deferment period you require.

You may apply for an annual income benefit of up to 75% of your current earnings. You must be under 56 when you apply for the Income plan although you can renew your plan until you reach age 65.

If you suffer an illness or injury that prevents you from working at your own occupation for longer than your deferment period, you can start claiming benefit. We will continue to pay you benefit for a period of up to 24 months whilst you remain totally unable to return to your own occupation. After 24 months, we will continue to pay if you are totally unable to return to any occupation for which you are reasonably fitted by way of training or experience. Benefit payments automatically cease upon attainment of age 65 or upon death if sooner.