Once you have a Global Life plan you may continue to renew your cover each year until you reach age 65. We will write to you before your renewal date, detailing a renewal premium invoice and renewal terms.
If you do not have changes to make to your Global Life plan, and you pay by credit card, debit card or by direct debit, we will automatically renew your plan – there is no need for you to do anything.
If you pay by other methods, you just need to make sure that the payment of your renewal premium reaches us no later than 30 days after the renewal date.
If your renewal premium is still outstanding 30 days after its due date we will automatically cancel your cover with effect from the date before the renewal date.
You may apply to have cover reinstated and we will require a declaration of health, and we reserve the right to decline to renew your cover, or to continue your plan subject to special terms, if your state of health has changed in any way between your renewal date and the date on which we eventually receive your renewal premium.
If your renewal premium is not received by us within 45 days after your renewal date, you will have to re-apply for a new plan and we will require new medical evidence which must be provided at your own expense.
If you have any questions about the renewal of your Global Life plan, please contact us:
Tel: + 44 1276 486455
Fax: + 44 1276 486466
Email: renewals@william-russell.com