We will pay the hospital accommodation charges and in-patient and day-patient treatment charges in respect of a child born to a mother who has been insured by the Elite Platinum or Gold plan for at least 12 months. Cover will be restricted to the first 28 days of life.
After that an application form must be completed and submitted to us in respect of the newborn child. During the first 28 days of life we will pay for any necessary in-patient and day-patient treatment relating to birth defects and congenital abnormalities. In the event of a multiple birth, the limit stated below is the maximum amount that can be claimed regardless of the number of children born.
| BRONZE |
SILVER |
GOLD |
PLATINUM |
| Not covered |
Not covered |
Up to £25,000 or $40,000 or €37,500 or AED 146,800
|
Up to £30,000 or $48,000 or €45,000 or AED 176,160 |
The cost of routine newborn hospital and accommodation charges is usually included in the hospital’s estimate provided on the Maternity Notification of Admission form. Any costs for additional treatment that may be required must be pre-authorised by us, and the hospital will usually contact us to advise us of any additional charges.
If we are notified of a request for an extended guarantee of payment letter, we will require a medical report and cost estimate in respect of the additional expenses of the newborn baby. Upon receipt of this information, we will liaise with the treatment providers to arrange for the authorised costs to be settled directly.