You have discovered that you are pregnant - that is great news!

You may have lots of questions at the moment, and these information pages have been designed to help explain what pregnancy-related costs are covered by your Global Health Elite plan and how to go about submitting a claim.

Click on the links below to go to a page with more information.

• Routine Maternity Care and Childbirth
  - What is included under Routine Maternity Care
  - How to make a claim
  - How excesses, co-insurance and limits work together
  - Obtaining pre- authorisation for the birth
  - Costs we don't cover
  
  
• Cover for Newborns
  - What cover is provided for newborns
  - Costs we don't cover
  - Adding a new baby to your policy
  
  
• Complications of pregnancy
  - What cover is provided for complications of pregnancy
  - How to make a claim
  - Costs we don't cover