International Life Insurance
Global Life Insurance

Protect the people you care about
Your death could leave your family or business financially vulnerable. Nothing can replace you, but money provided at the right time will ensure that your family or business will be financially secure without you.

The Global Life plan is an international life insurance plan for expatriates of all nationalities, which will pay your family a cash lump sum if you die before you reach age 65, provided your premium payments are maintained. Click here to GET AN INSTANT QUOTE.

The key benefits of Global Life are:-
  • International cover when travelling for business or pleasure
  • Insure up to 20x your current annual salary (up to $1,500,000)
  • Capped cover available up to $160,000 if not currently working
  • Cover is annually renewable from age 18 to 64 (premiums are age-related)
  • No further underwriting once cover is in place unless benefit levels increase
 
 

 
Although the Global Life plan covers death by illness and accident, you can increase your amount of cover in respect of an accident by including our optional Global Accident plan.

The key benefits of the Global Accident plan are:-
  • Additional benefit available in conjunction with Global Life cover
  • Double indemnity for your beneficiaries if you die as the result of an accident. Beneficiaries will receive both the Life and Accident Benefit amounts.
  • Lump sum cash benefit if you are seriously injured as a result of an accident
  • Sliding scale of compensation depending on the severity of your injury

PRE EXISTING CONDITIONS
The Global Life plan won’t cover death caused by a medical condition or injury you suffered from before your plan commenced, (unless you’ve disclosed full details of your condition, and we’ve agreed to cover it).
 
EXCLUDED COUNTRIES
We are unable to provide cover for certain countries or regions - click here for further details. 
 
IT’S EASY TO APPLY
Simply complete an application form and fax it through to us. Once we receive your completed form, we will advise you of our medical requirements. If you need to have a medical, it can usually be done locally, provided the doctor holds Western qualifications and can complete the report in English. If a medical examination is required, we’ll pay towards the cost once your policy is in force.
 
30-DAY MONEY BACK GUARANTEE 
The Global Life and Accident plan comes with a 30-day money back guarantee. If you are not entirely satisfied with the plan, tell us in writing within the first 30 days of cover and, subject to there having been no claim, we will refund the premium in full.