- World-wide area of cover.
- Insure up to 75% of your gross annual earnings up to a maximum of £90,000 or $144,000 or €144,000 or AED 528,000.
- 2% compound interest added to benefit payments for every 12 months that you claim. This is of real value, especially for long-term claimants, keeping income at a level relevant to inflation.
- Waiver of premium whilst you claim, with cover reinstated on return to work. As income replacement plans tend not to cover pre-existing conditions, this provides continuous cover so that, in the event of a relapse, you are able to claim again.
- Benefit paid for up to 24 months whilst you are unable to return to your own occupation.
- Rehabilitation benefit paid if you are able to resume part-time work during the first 24 months of claiming benefit.
- Benefit continues after 24 months if you are totally unable to return to any occupation for which you are fitted by way of training, education or experience.
- Benefit payments automatically cease upon death or on reaching age 65.
- Choice of deferment period with benefit starting after 3 or 6 months.
- Cover available in Sterling, US Dollars, Euros and UAE dirhams.
- Available to employed and self-employed expats.
If you have any further questions, please contact our sales advisers, alternatively, the following frequently asked questions may help.
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