International health, life and income protection insurance plans for expatriates

Global Health Elite Key Facts & exclusions

Our Global Health Elite plans will provide you with comprehensive cover for medical expenses world-wide. However, there are some costs and expenses that the Global Health Elite plans do not cover which you should be aware of.

The following documents can be downloaded to provide information on what is covered, and the significant and the unusual exclusions or limitations of the Global Health Elite plan policy.

Global Health Elite plan policy summary - Key Facts 2012
For policies that are required to commence on or after 1st January 2012.
Global Health Elite plan policy (in full) - Agreement
For policies that are required to commence on or after 1st January 2012.

IMPORTANT INFORMATION - PRE-EXISTING CONDITIONS AND RELATED CONDITIONS

The Global Health plans do not cover the treatment of pre-existing medical conditions and related conditions.

A pre-existing medical condition means any disease, illness or injury for which you have received medication, advice or treatment, or for which you have experienced symptoms, whether the condition has been diagnosed or not, at any time before the date on which your Global Health plan starts.

A related condition is any disease, illness or injury that is caused by a pre-existing condition or results from the same underlying cause as a pre-existing condition.

 

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