Our choice of Global Health Platinum and Elite insurance plans, excess and payment options enables you to tailor your cover to suit your needs and budget.
Higher excess options
You can make your cover even better value for money by choosing a higher excess option. For example, our Global Health Elite Silver, Gold and Platinum plans offer an excess of $50 or €45 or £30 or AED 185 per claim as standard. By opting to pay the first $100 of each claim, you can reduce your premium by 5%.
Nil excess option
You may prefer to have 100% cover. You can buy-out the standard $50 excess on Silver, Gold and Platinum by paying a 20% loading.
The following chart illustrates the full range of excess discounts available.
EXCESS OPTION PER CLAIM |
Bronze |
Silver
|
Gold
|
Platinum
|
| Nil Excess |
BR |
20%* |
20%* |
20%* |
| $50/€45/£30/AED185 |
N/A |
BR |
BR |
BR |
| $100/€90/£60/AED367 |
N/A |
5% |
5% |
5% |
| $400/€375/£250/AED1,468 |
5% |
15% |
15% |
15% |
| $800/€750/£500/AED2,936 |
10% |
20% |
20% |
20% |
| $1,600/€1,500/£1,000/AED5,872 |
15% |
30% |
30% |
30% |
| $5,000/€4,500/£3,000/AED18,350 |
30% |
40% |
40% |
40% |
|
$10,000/€9,000/£6,000/AED36,000 |
50% |
50% |
50% |
50% |
* Loading
BR = Base Rate
Large premium discounts for families
We understand the importance of providing security for your family. That’s why we offer discounts of up to 50% when you insure more than one child.
Semi-private room discount
If you live in Hong Kong or Singapore and you pay the Orchid rates, and you are prepared to have your hospital treatment in a semi-private room, you can achieve an 8% discount on the Elite Bronze plan or a 5% discount on the other Elite plans and Platinum.
Get a Quick Quote now to see how cost-effective our Global Health Elite premiums really are.