Our Global Health Platinum and Elite plans will cover you throughout your area of cover, wherever you live, travel or wish to receive treatment. Your premium will depend whether or not you require cover in the United States of America, or whether you opt for regional cover only in Africa and the Indian Sub-continent.

Please note that we cannot cover you if you actually live in the USA. Nor can we cover you if you are living in either Switzerland or the Netherlands.

I do not require cover in the USA

Our Area One and Area One Orchid premiums exclude cover in the USA. You must pay the Orchid rate if you live in Bali, China, Hong Kong, Japan, Macau, Singapore or Taiwan.

I require cover in the USA

Pay the Area Two premium wherever you live, and you will enjoy up to US $100,000 of cover during temporary trips to the USA of not more than 45 days duration.

Alternatively, pay the Area Three premium, and you will enjoy up to US $250,000 of cover during temporary trips to the USA of not more than 90 days duration.

The cover provided for the USA is only part of a policy and is not standalone, therefore will be paid for annually and not per trip.

 

I require cover in Africa & the Indian Sub-continent only

 

If you are just looking for cover in Africa & the Indian Sub-continent, choose Area Four for up to a 15% saving on Area One rates.

 

Area Four also provides cover for unforeseen emergency treatment, covered by your plan, and received during temporary trips of up to 90 days duration outside Africa & the Indian Sub-continent (max. $100,000).

 

As with the cover in the USA, this extra cover is part of your overall plan and will be paid for annually.

 

No cover is provided in respect of unforeseen emergency treatment received in the USA, Canada, the Caribbean, or within the London area.