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January 2009

Global Member, Welcome to GMQ



The Global Member Quarterly newsletter from your expatriate insurance provider William Russell

This quarter our doctor provides  tips on skin care, we launch our new improved Global Health Elite plans, offer guidance on saving money and rewards in our Recommend a Friend promotion.

Thank you for your custom in 2008, and we wish you good health in 2009.

 

Caroline Anderson, Customer Services Manager, William Russell Ltd

NEW IMPROVED GLOBAL HEALTH ELITE PLANS FOR 2009

-  NEW well-child benefit for vaccinations and developmental check-ups on the Global Health Elite Platinum plan.
- HIGHER benefit limits for the routine maintenance of chronic conditions
- WIDER cover for follow up consultations and tests after completion of a course of treatment for cancer
- INCREASED cover for temporary trips to the USA of $100,000 and $250,000 for Area Two and Area Three respectively

RENEWING CUSTOMERS  
Our Changes to the Global Health Elite plan leaflet outline all the improvements which will take effect from your next renewal date. This booklet will be sent to you prior to your renewal date.

FEELING THE PINCH?

We appreciate that during these uncertain economic times, some clients are having difficulty paying regular bills. If you are struggling with your health insurance payments, we may be able to suggest ways in which you can reduce the cost of your health care, for example by switching to a different plan, or by increasing your plan excess.

If you would like to discuss your options please contact our Customer Services Department on + 44 1276 486455.

IN THE SPOTLIGHT

Allianz remains a safe haven, even during the global downturn

We are thankful for the strength and financial security of our insurers. Our Global plans are underwritten by Hauteville Insurance Company Limited, a wholly owned subsidiary of AGF and part of the giant Allianz Insurance Group.

Michael Heise, Chief Economist at Allianz says: "Strength, particularly in times of turbulence, is what the Allianz brand stands for." You can continue to trust William Russell and Hauteville to deliver financial assistance when you need it.

BEAT THE RATE INCREASE - INTERNATIONAL LIFE AND INCOME PROTECTION INSURANCE

Designed for expatriates, our international life and income protection plans go where you do. Beat the rate increase in April and apply now to take advantage of rates that have not increased since 2005!

Global Life for total peace of mind or Global Income Protection for salary replacement

HEALTHY LIVING - FOCUS ON SKIN CARE

William Russells Chief Medical Officer, Dr Jace Clarke offers medical tips for a healthy expat lifestyle

Better weather and more sunshine is one of the big attractions of overseas living for many expatriates, but over-exposure to the sun can also be extremely harmful, causing faster skin aging and potentially lethal skin cancers. Dr Jace Clarke provides some basic guidance on the health issues expats should consider before going out in the sun. Read more >

PREVENTION RATHER THAN CURE - REAP THE WELL-BEING BENEFIT

Combining improvements to your lifestyle with regular preventive health screening to catch conditions early, can make a major difference to your long term health and well-being.

Annual Well-being health screening is included in Global Health Elite Silver, Gold and Platinum plans and, new for 2009, we have also included a Well-child benefit on our Platinum plan. Find out more >

SPREAD THE WORD - RECOMMEND A FRIEND

AND RECEIVE $100* WITH OUR THANKS!

Every day, more and more expatriates come to William Russell for the assurance of world-class protection. As an existing Global Member, you know how valued your cover with us is to you. Spread the word, and give your friends that same peace of mind.

Recommend any of our plans to your expatriate friends, relatives or work colleagues, and for every new plan that is purchased, we will reward you with a $100 voucher to spend on-line at amazon.com

*Worth of Amazon electronic vouchers for every successful referral.

CAUSE FOR CONCERN

Christopher's Smile - coz kids get cancer too

Christopher’s Smile fund-raises towards the research and development of new biological drugs to treat children with medulloblastoma and other fatal childhood cancers. Their vision is for every child to not only survive but reach adult-hood enjoying a good quality of life, without the devastating and life-limiting side effects that current treatments inflict.

DO YOU HAVE SOMETHING TO SAY?

The steady stream of comments and compliments we get from our world-wide family of customers, help us constantly measure our service levels and ensure that we meet, and go beyond your expectations.

We would love to hear your experiences. Please email your valued comments now or, if we have settled a claim for you, please complete our short on-line claims survey.

As our Global Member, you belong to a family that cares

Head Office
United Kingdom
Tel:
+ 44 1276 486455
enquiries@william-russell.com  

Asia Pacific Office
Malaysia

Tel: +6 03 2171 2071
 kloffice@william-russell.com  


Dubai Insurance Company
United Arab Emirates
Tel: +971 4 2693030 (Ext 102)
eliteplan@dubins.ae