Our Global Health Essential plans are available to expatriates everywhere outside Australia, Canada, the Caribbean, Europe, the London area, New Zealand, Orchid countries*, and the USA.

Out-of-area emergency cover 

Emergency cover only is provided for unforeseen emergency treatment, covered by your plan, and received durig temporary trips of up to 90 days duration to:

All EU countries, Andorra, Australia, Channel Islands, Cyprus, Gibraltar, Greenland, Iceland, Liechtenstein, Monaco, New Zealand, Norway, Orchid countries (*Bali, China, Hong Kong, Japan, Macau, Singapore and Taiwan), San Marino and Switzerland.

Any emergency treatment you receive in one of these countries is subject to an annual limit of $50,000.

No cover at all is provided in the United States of America, Canada, the Caribbean, or within the London area.