Value-for-money cover with Global Health Essential

If you’re working on a budget, but still want to ensure that your employees have cover for all the important things, our surprisingly comprehensive Global Health Essential Care and Essential Care Plus plans take care of all the essential health care costs.

With Global Health Essential your employee’s are covered for hospitalisation and emergency medical evacuation as well as having a restricted level of out-patient cover. Your premiums are kept to a minimum by excluding certain ‘extras’ such as alternative medicine, psychiatric care and chronic conditions. Only available in US Dollar (or AE Dirham in the UAE), the plan provides full cover in over 180 countries but excludes or restricts cover in certain countries outside the specified area of cover

Global Health Essential plans in a nutshell

Annual benefit limits of $500,000 for Essential Care Plus, and $250,000 for Essential Care

Available to employee’s everywhere outside Australia, Canada, the Caribbean, Europe, the London area, New Zealand, Orchid countries, and the USA
Cover is provided for unforeseen emergency treatment received outside the area of cover during temporary trips of up to 90 days duration (max. $50,000)
No cover is provided for unforeseen emergency treatment received in the USA, Canada, the Caribbean, or within the London area
Freedom to be treated anywhere within the area of cover
Full refund of emergency medical evacuation and repatriation
GP, hospitalisation and specialist treatment (limited to post-hospital
out-patient treatment on Essential Care)
Up to $2,500 cover for treatment of HIV & AIDS*
In-patient complications of pregnancy on Essential Care Plus*
In-patient emergency dental treatment
24/7 Emergency Medical Assistance Help-line
Available in US Dollar and UAE Dirham

*Waiting periods apply

Area of cover

Add optional maternity & dental benefits to your Global Essential plan

Available to group clients only, add a maternity benefit and/or a dental benefit to the Essential Care Plus or Essential Care plan to provide your employees with an element of cover for routine maternity care, childbirth, caesarean delivery, out-patient complications of pregnancy and cover for newborns, and/or routine dental treatment.

For more about optional maternity & dental cover>

Your other Global Health plan choices

If you need more extensive world-wide health insurance that covers all the 'extras', take a look at our Global Health Elite plan range.

And if you are looking for the very best private medical insurance for your employees, our Global Health Platinum plan has it all.

Compare all Global Health plans

Your optional plan choices

Add world-wide travel insurance benefits for just $9.10 pcm with our Global Travel plan.

Add accidental disability and death benefit for $9.45 pcm with our Global Personal Accident plan.