Our choice of Global Health Platinum and Elite insurance plans, excess and payment options enables you to tailor your cover to suit your needs and budget.
Higher excess options
You can make your cover even better value for money by choosing a higher excess option. For example, our Global Health Elite Silver, Gold and Platinum plans offer an excess of $50 or €45 or £30 or AED 55 as standard. If your employees pay the first $100 of each claim, you can reduce your premium by 5%.
Nil excess option
You may prefer to provide your employees with 100% cover. You can buy-out the standard $50 excess on Silver, Gold and Platinum by paying a 7.5% loading (5% loading in UAE).
The following chart illustrates the full range of excess discounts available.
| EXCESS OPTION |
BRONZE |
SILVER |
GOLD |
PLATINUM |
| Nil Excess |
BR |
LD |
LD |
LD |
| $50/€45/£30 ($15/AED55 in GCC) |
N/A |
BR |
BR |
BR |
| $100/€90/£60 ($30/AED110 in GCC) |
N/A |
5% |
5% |
5% |
| $400/€375/£250/AED1,468 |
5% |
15% |
15% |
15% |
| $800/€750/£500/AED2,936 |
10% |
20% |
20% |
20% |
| $1,600/€1,500/£1,000/AED5,872 |
15% |
30% |
30% |
30% |
| $5,000/€4,500/£3,000/AED18,350 |
30% |
40% |
40% |
40% |
|
$10,000/€9,000/£6,000/AED36,000 |
50% |
50% |
50% |
50% |
LD = Nil excess available with a loading
BR = Base Rate
Annual payment option
You will enjoy a 5% discount if you pay your premiums annually.
Group discounts
Groups between 3 and 15 employees will benefit from a 15% discount on premiums, and we offer highly attractive discounts for larger groups.
Get a Quote now to see how cost-effective our Global Health Platinum and Elite premiums really are.
Valuable optional plans